# BillOut vs CreditMaxer

The clearest difference is in-app purchases: CreditMaxer at none against BillOut's 1. CreditMaxer also leads on update cadence (every 3 days vs every 3 weeks) and rating (5.0 vs 4.8). BillOut's advantage is ratings volume (301 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. BillOut sells 1 one-off in-app purchase. CreditMaxer asks for nothing beyond the download.

CreditMaxer holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: BillOut has 301 ratings behind it against 1, so its average is the more settled of the two.

BillOut ships an update every 3 weeks, CreditMaxer every 3 days. The most recent releases landed on November 7, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | BillOut | CreditMaxer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (301 ratings)](https://appshunter.io/ios/app/billout-bill-tracker/id1561575664/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/creditmaxer/id6798766112/reviews)** |
| Number of ratings | **301** | 1 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 43 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Pierre Valere](https://appshunter.io/developer/1561575876) | [Calvin Hetes](https://appshunter.io/developer/6817624307) |

## What reviewers say

### BillOut

[App page](https://appshunter.io/ios/app/billout-bill-tracker/id1561575664)

Easily track all your bills in one place and receive timely reminders before due dates. This app helps you budget effectively, reduce financial stress, and manage shared expenses with customizable notifications and a clear calendar view.

**Highlights:** Bill tracking and organization, Customizable due date reminders, Shared bill management, Budget planning insights, Bill calendar view, Multiple payment frequencies, Weekly bill reports

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Lifetime Subscription | $7.99 | one-time |

**What reviewers like**

- 👍 Simple and effective
- 👍 Great for tracking bills
- 👍 Easy to use interface
- 👍 Helpful reminders
- 👍 Good value for premium

**What reviewers complain about**

- 🐛 Duplicate bills without warning
- 🐛 Deletes bills randomly
- 🐛 Incorrect brand logos displayed
- 🐛 Settings not saved
- 🐛 Cannot mark bill paid in advance

**Reported bugs**

- Allowed duplicate bills without warnings
- Deleted bills randomly when switching to free version
- Incorrect brand logos displayed after saving
- Not saving user settings
- Does not sync for shared bills

**Requested features**

- Ability to attach bill copies
- Option to upload custom icons
- Change color of stock icons
- Mark bill paid in advance of due date
- Multiple reminders per bill (daily until paid)


### CreditMaxer

[App page](https://appshunter.io/ios/app/creditmaxer/id6798766112)

Manage all your credit cards and loans in one app. Get payment reminders, learn about credit building, and find new cards or loans based on your financial data. Features include score simulation and AI-powered insights.

**Highlights:** Track all credit cards and loans, Payment and statement reminders, Credit score simulator, Card and loan comparison, Credit building education, AI-powered financial insights

**In-app purchases:** none


## Frequently asked questions

### Is BillOut free?

BillOut is free to download, with in-app purchases available.

### Is CreditMaxer free?

CreditMaxer is free to download, with no in-app purchases.

### Which has better reviews, BillOut or CreditMaxer?

CreditMaxer is rated higher. BillOut averages 4.8 out of 5 from 301 ratings, while CreditMaxer averages 5.0 from 1 ratings.

### Do BillOut or CreditMaxer have ads?

Neither BillOut nor CreditMaxer shows ads.

### Which is updated more often, BillOut or CreditMaxer?

BillOut ships an update every 3 weeks, and CreditMaxer every 3 days. Most recently, BillOut was updated on November 7, 2026 and CreditMaxer on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*