# Mala’ati vs Qpay Oman

The clearest difference is review sentiment: Mala’ati at 50% against Qpay Oman's 0%. Mala’ati also leads on rating (2.7 vs 1.5). Qpay Oman's advantage is ratings volume (21 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mala’ati holds the better App Store score, 2.7 against 1.5. That said, the two scores are not equally well evidenced: Qpay Oman has 21 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 50% of Mala’ati's written reviews are positive against 0% of Qpay Oman's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Mala’ati | Qpay Oman |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (3 ratings)](https://appshunter.io/ios/app/malaati/id1562108794/reviews)** | [1.5 (21 ratings)](https://appshunter.io/ios/app/qpay-oman/id6477771964/reviews) |
| Number of ratings | 3 | **21** |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 41 MB | 400 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Oman Credit & Financial Information Centre (Mala'a)](https://appshunter.io/developer/1562109306) | [Fintech Solutions](https://appshunter.io/developer/1730446709) |

## What reviewers say

### Mala’ati

[App page](https://appshunter.io/ios/app/malaati/id1562108794)

Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.

**Highlights:** Access credit reports, Self-inquiry platform, Financial information access, Mobile convenience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Qpay Oman

[App page](https://appshunter.io/ios/app/qpay-oman/id6477771964)

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

**Highlights:** 0% interest installment plans, Browse stores and merchants, Manage payments and plans, Reschedule payments, Track available credit, Enforcement payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mala’ati free?

Mala’ati is free to download, with no in-app purchases.

### Is Qpay Oman free?

Qpay Oman is free to download, with no in-app purchases.

### Which has better reviews, Mala’ati or Qpay Oman?

Mala’ati is rated higher. Mala’ati averages 2.7 out of 5 from 3 ratings, while Qpay Oman averages 1.5 from 21 ratings.

### Do Mala’ati or Qpay Oman have ads?

Neither Mala’ati nor Qpay Oman shows ads.

### Which is updated more often, Mala’ati or Qpay Oman?

Mala’ati ships an update every 4 months, and Qpay Oman every 4 months. Most recently, Mala’ati was updated on November 3, 2026 and Qpay Oman on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*