# Mala’ati vs OMPAY

The clearest difference is review sentiment: Mala’ati at 50% against OMPAY's 0%. OMPAY's advantage is rating (3.4 vs 2.7) and update cadence (monthly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OMPAY holds the better App Store score, 3.4 against 2.7. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews complicate that: 50% of Mala’ati's written reviews are positive against 0% of OMPAY's, so the app with the better star average is not the one people write more warmly about.

Mala’ati ships an update every 4 months, OMPAY monthly. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Mala’ati | OMPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (3 ratings)](https://appshunter.io/ios/app/malaati/id1562108794/reviews) | **[3.4 (5 ratings)](https://appshunter.io/ios/app/ompay/id6740913601/reviews)** |
| Number of ratings | 3 | **5** |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 41 MB | 161 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Oman Credit & Financial Information Centre (Mala'a)](https://appshunter.io/developer/1562109306) | [Global Financial Technology](https://appshunter.io/developer/1667152442) |

## What reviewers say

### Mala’ati

[App page](https://appshunter.io/ios/app/malaati/id1562108794)

Access your credit report conveniently from your iPhone or iPod. This self-inquiry platform empowers individuals to check their financial standing anytime, anywhere. It provides a straightforward way to review your credit information.

**Highlights:** Access credit reports, Self-inquiry platform, Financial information access, Mobile convenience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OMPAY

[App page](https://appshunter.io/ios/app/ompay/id6740913601)

Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.

**Highlights:** Secure digital wallet, International remittances, Online payment processing, QR-based payments, In-chat domestic transfers, Competitive exchange rates

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Mala’ati free?

Mala’ati is free to download, with no in-app purchases.

### Is OMPAY free?

OMPAY is free to download, with no in-app purchases.

### Which has better reviews, Mala’ati or OMPAY?

OMPAY is rated higher. Mala’ati averages 2.7 out of 5 from 3 ratings, while OMPAY averages 3.4 from 5 ratings.

### Do Mala’ati or OMPAY have ads?

Neither Mala’ati nor OMPAY shows ads.

### Which is updated more often, Mala’ati or OMPAY?

Mala’ati ships an update every 4 months, and OMPAY monthly. Most recently, Mala’ati was updated on October 4, 2026 and OMPAY on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*