# ACFCU vs KeystonePrivate

The clearest difference is rating: KeystonePrivate at 5.0 against ACFCU's 4.6. KeystonePrivate also leads on monetization model (free vs free with in-app purchases). ACFCU's advantage is ratings volume (1.4K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KeystonePrivate holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: ACFCU has 1.4K ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | ACFCU | KeystonePrivate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/acfcu/id1562211450/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/keystoneprivate/id1575919017/reviews)** |
| Number of ratings | **1.4K** | 1 |
| Positive reviews | 17.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 123 MB | 53 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ACFCU Federal Credit Union](https://appshunter.io/developer/628466770) | [Cypress Private Wealth, LLC](https://appshunter.io/developer/1575919019) |

## What reviewers say

### ACFCU

[App page](https://appshunter.io/ios/app/acfcu/id1562211450)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.

**Highlights:** Check account balances, Transfer funds, Make loan payments, Deposit checks, Pay bills, Find ATMs, Apply for loans

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended

**What reviewers complain about**

- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly

**Reported bugs**

- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly

**Requested features**

- Add mobile deposit capability
- Improve app stability and performance


### KeystonePrivate

[App page](https://appshunter.io/ios/app/keystoneprivate/id1575919017)

Access your financial account information and view balances on the go. This application allows clients to securely monitor their wealth details from their mobile devices.

**Highlights:** View account information, Check account balances, Secure client access, Mobile financial monitoring

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACFCU free?

ACFCU is free to download, with no in-app purchases.

### Is KeystonePrivate free?

KeystonePrivate is free to download, with no in-app purchases.

### Which has better reviews, ACFCU or KeystonePrivate?

KeystonePrivate is rated higher. ACFCU averages 4.6 out of 5 from 1.4K ratings, while KeystonePrivate averages 5.0 from 1 ratings.

### Do ACFCU or KeystonePrivate have ads?

Neither ACFCU nor KeystonePrivate shows ads.

### Which is updated more often, ACFCU or KeystonePrivate?

ACFCU ships an update every 5 months, and KeystonePrivate every 5 months. Most recently, ACFCU was updated on September 23, 2026 and KeystonePrivate on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*