# Quantel vs Swirepay

Quantel and Swirepay both sit at 4.6 stars, but that hides the real split: 100% of Swirepay's written reviews are positive against 0% of Quantel's. Swirepay also leads on in-app purchases (none vs 8). Quantel's advantage is ratings volume (10 vs 3). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Quantel sells 8 in-app purchases, starting at $12.99 per month. Swirepay asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for Quantel against 4.7 for Swirepay. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews are what separate them: 0% of Quantel's written reviews are positive against 100% of Swirepay's.

Quantel ships an update fortnightly, Swirepay every 3 weeks. The most recent releases landed on September 15, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Quantel | Swirepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (10 ratings)](https://appshunter.io/ios/app/quantel/id1562507734/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/swirepay/id1637926002/reviews)** |
| Number of ratings | **10** | 3 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 71 MB | 126 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tenjin AI Financial Technologies, LLC](https://appshunter.io/developer/1562507976) | [Swirepay Inc.](https://appshunter.io/developer/1619088455) |

## What reviewers say

### Quantel

[App page](https://appshunter.io/ios/app/quantel/id1562507734)

This app offers AI-enhanced investment research, personalized advice, and managed portfolios. It integrates with Interactive Brokers for secure fund management and provides daily monitoring of external investments. Users can access in-depth stock research and weekly rankings.

**Highlights:** AI-driven investment advice, Expertly managed portfolios, Seamless Interactive Brokers integration, Personalized investment monitoring, In-depth stock research, Weekly stock rankings

**Features:** macOS Compatibility

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Quantel AI Insights Pro Monthly | $12.99 | per month |
| Quantel Insight Silver Monthly | $39.99 | per month |
| TenjinAI PRO Monthly | $39.99 | per month |
| Quantel Insight Bronze Monthly | $49.99 | per month |
| Quantel AI Insights Pro Annual | $95.90 | per year |
| TenjinAI PRO Annual | $95.99 | per year |
| Quantel Insight Silver Annual | $239.99 | per year |
| Quantel Insight Bronze Annual | $359.99 | per year |


### Swirepay

[App page](https://appshunter.io/ios/app/swirepay/id1637926002)

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

**Highlights:** Send and receive money in real-time, Earn cashback on payments, Same-day fund transfers, Works with major US banks, Supports POS devices for in-store payments, Simplifies B2B payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Quantel free?

Quantel is free to download, with in-app purchases available.

### Is Swirepay free?

Swirepay is free to download, with no in-app purchases.

### Which has better reviews, Quantel or Swirepay?

Swirepay is rated higher. Quantel averages 4.6 out of 5 from 10 ratings, while Swirepay averages 4.7 from 3 ratings.

### Do Quantel or Swirepay have ads?

Neither Quantel nor Swirepay shows ads.

### Which is updated more often, Quantel or Swirepay?

Quantel ships an update fortnightly, and Swirepay every 3 weeks. Most recently, Quantel was updated on September 15, 2026 and Swirepay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*