Comparison

IoT Watch vs CPF Seed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IoT Watch

Manage smart home devices and track personal health metrics like steps, heart rate, and blood pressure. Control multiple appliances simultaneously and share access with family members. The app offers easy device connection and language control for smart home systems.

Highlights
  • Smart home appliance control
  • Health data collection (steps, heart rate, blood pressure)
  • Language control for smart home
  • Simultaneous multi-device control
  • One-click device sharing
  • Quick and easy device connection
Features
Read full description

1. Smart watch: control smart home appliances and security systems anytime and anywhere, collect human health information, steps, heart rate, caliber, distance, blood pressure, body temperature 2. Support language control smart home. 3. Simultaneous control: control multiple devices through one application 4. Device sharing: One-click device sharing with family members 5. Easy connection: the connection of the application to the device is quick and easy

About

CPF Seed

Features
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A Plan In Hand, Clarity Unfolds. CPF Seed turns Singapore's CPF system into a clear, comprehensive personal plan: something you can actually see and plan around — how much you're contributing today, and what it adds up to by 55 and beyond. FREE • Basic — Monthly Contribution Check: enter your salary and bonus, see your CPF contribution split by Ordinary, Special and MediSave accounts instantly • Reference — Official CPF Rates & Info: contribution rates, allocation rates, SHG contributions and key CPF numbers, updated every year from CPF Board's official announcements UNLOCK FULL ACCESS ( One-Time Payment · Lifetime Membership · Yearly Update ) • Intermediate — Annual Summary: your whole year's contributions and account balances in one view • Advanced — Month-by-Month Engine: a full month-by-month simulation of your CPF accounts, including voluntary top-ups (VC-3A) and MediSave contribution limits (BHS) • Retirement — CPF LIFE Payout Estimates: see your progress toward the Basic, Full and Enhanced Retirement Sums, and your projected monthly payout from age 65 • Projection — Savings to 55: project your CPF growth year by year, all the way to 55, with adjustable salary increments • Appendix — Salary History Tracker: keep a running record of your salary across companies and years • App Lock — Face ID / Passcode protects your data on-device • iCloud — Data Sync Across Your iPhones & iPads WHY CPF SEED Every journey towards a brighter future begins with a plan. Every number is calculated from the official CPF Board rates for the current year, and the rates are updated annually so your numbers stay accurate as policy changes. With CPF Seed, make sense of your CPF and take each step with greater confidence. Watch your savings grow from a little seed today into a big tree that shelters your future. Full privacy: all information stays on your device (local storage). Face ID / Passcode for data protection. 心中有谱,道路清晰。 CPF种子把新加坡公积金(CPF)制度变成清晰专属的全面个人规划,清楚易懂——您现在每月供款多少,累积到55岁又有多少,一目了然。 见证您的存款从今天的一颗小树苗成长为参天大树,为您的未来带来绿荫和庇护。   免费使用 • 基础版 — 每月供款速查:输入月薪与花红,立即看到公积金供款如何分配到普通、特别与保健储蓄账户 • 参考版 — 官方公积金费率及信息:供款费率、分配比例、自助团体捐款及各项重要数字,每年根据公积金局最新官方公布更新 解锁完整版( 一次买断 · 终身会员 · 每年更新 ) • 中级版 — 年度总结:一整年的供款与账户余额一目了然 • 进阶版 — 逐月引擎:完整逐月模拟您的公积金账户变化,包含自愿供款(VC-3A)与保健储蓄缴款上限(BHS) • 退休版 — 公积金终身入息估算:查看您距离基本、全额与超额退休储蓄还有多远,以及65岁起的预估月领金额 • 推算版 — 推算至55岁:以可调整的加薪幅度,逐年推算您的公积金增长直到55岁 • 附录版 — 薪资记录:记录您在不同公司、不同年份的薪资历史 • 应用锁 — Face ID / 密码,在您的设备上保护您的数据 • 苹果云盘 — 数据自动同步您的手机和平板 为什么选择CPF种子 千里之行,始于足下 · 美好未来,始于规划 有了CPF种子,轻松看懂公积金 让迈向未来的每一步都更安心,更踏实。 每一个数据都根据当年公积金局官方费率估算,费率每年更新,确保您看到的数字始终准确反映最新政策。 完全隐私: 所有资料都只存储在您自己的设备上 (本地存储)。Face ID / 密码,保护您的数据。 换设备/多设备,数据通过苹果云盘自动同步至您的设备,无需重复输入。

Screenshots

IoT Watch4 screens
CPF Seed4 screens

Verdict

The call

The clearest difference is in-app purchases: IoT Watch at none against CPF Seed's 1. IoT Watch also leads on iOS requirement (10.0 vs 17.6). CPF Seed's advantage is update cadence (every 2 days vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CPF Seed sells 1 one-off in-app purchase. IoT Watch asks for nothing beyond the download.

UpkeepUpdate frequency

IoT Watch ships an update every 3 months, CPF Seed every 2 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 6 level
IoT Watch versus CPF Seed: the parameters behind the verdict, then further details
ParameterIoT WatchCPF Seed
PriceFreeFree
Rating4.5 (4 ratings) — better—
Number of ratings4 — better—
Update frequencyEvery 3 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS10.0 — better17.6
Further details — not scored
Size138 MB20 MB
Age rating4+4+
DeveloperShenzhen Futu Innovation Technology Co., Ltd.ESTHER WAN YING HE

In-app purchases

None

IoT Watch

No in-app purchases

1 purchases

CPF Seed

One-time1
  • Full Access 完整版$19.99

Questions

Is IoT Watch free?
IoT Watch is free to download, with no in-app purchases.
Is CPF Seed free?
CPF Seed is free to download, with in-app purchases available.
Do IoT Watch or CPF Seed have ads?
Neither IoT Watch nor CPF Seed shows ads.
Which is updated more often, IoT Watch or CPF Seed?
IoT Watch ships an update every 3 months, and CPF Seed every 2 days. Most recently, IoT Watch was updated on October 24, 2026 and CPF Seed on October 24, 2026.

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