# Budget App vs Finly

The clearest difference is review sentiment: Finly at 100% against Budget App's 51%. Finly also leads on rating (5.0 vs 4.4) and ads (none vs shown). Budget App's advantage is ratings volume (636 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Budget App sells 3 in-app purchases, starting at $2.99 per 7 days and Finly sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Finly holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Budget App has 636 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 51% of Budget App's written reviews are positive against 100% of Finly's.

Budget App ships an update every 6 weeks, Finly every 8 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Budget App | Finly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (636 ratings)](https://appshunter.io/ios/app/budget-app-expense-tracker/id1562877905/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599/reviews)** |
| Number of ratings | **636** | 1 |
| Positive reviews | 51.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 13 MB | 80 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [WALABOK LLC](https://appshunter.io/developer/913827467) | [R.S Digital Labs](https://appshunter.io/developer/1871438922) |

## What reviewers say

### Budget App

[App page](https://appshunter.io/ios/app/budget-app-expense-tracker/id1562877905)

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

**Highlights:** Set monthly budgets, Log expenses by category, Visualize spending with pie charts, Real-time remaining balance, Editable and categorized expenses, One-time purchase for premium

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgetize Premium Weekly | $2.99 | per 7 days |
| Budgetize Premium Yearly | $16.99 | per year |
| Premium Version | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use interface
- 📊 Good data visualization with pie charts
- 🎨 Intuitive design with helpful color coding
- ⚡ Quick expense tracking functionality
- 💰 Effective for basic budget planning

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- 📢 Excessive advertisements interrupting usage
- ❌ Limited customization options
- 🔧 Poor editing and deletion functionality
- 📉 Inaccurate expense calculations and display

**Reported bugs**

- White screen display issue on app launch
- Expenses not saving properly
- Duplicate expense entries appearing
- Expenses and labels getting mixed up/swapped
- App force closing during deletion

**Requested features**

- Percentage display on pie chart categories
- Custom expense category creation
- Edit and delete expense functionality
- Percentage labels for spending categories
- Custom labels and personalized expense names


### Finly

[App page](https://appshunter.io/ios/app/finly-budget-expense-tracker/id6758222599)

This AI-powered finance app helps you track expenses and build budgets without ever linking your bank accounts. Log spending via voice, import statements, or snap receipts for instant categorization and analysis. Gain insights into your spending habits while maintaining complete privacy.

**Highlights:** Voice-activated expense logging, Import bank statements via PDF/CSV, AI-powered transaction categorization, Receipt scanning and logging, Customizable budget creation and alerts, Spending breakdown and trend analysis, Bank-level privacy with no account linking

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finly Premium Monthly | $4.99 | per month |
| Finly Premium Yearly | $19.99 | per year |
| Finly Premium Yearly | $34.99 | per year |
| Finly Premium Lifetime | $19.99 | one-time |
| Finly Premium Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is Budget App free?

Budget App is free to download, with in-app purchases available.

### Is Finly free?

Finly is free to download, with in-app purchases available.

### Which has better reviews, Budget App or Finly?

Finly is rated higher. Budget App averages 4.4 out of 5 from 636 ratings, while Finly averages 5.0 from 1 ratings.

### Do Budget App or Finly have ads?

Budget App shows ads; Finly does not.

### Which is updated more often, Budget App or Finly?

Budget App ships an update every 6 weeks, and Finly every 8 days. Most recently, Budget App was updated on November 7, 2026 and Finly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*