# Newpay vs Shabo Pay

The clearest difference is ads: Newpay at none against Shabo Pay's shown. Shabo Pay's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Newpay ships an update every 9 days, Shabo Pay weekly. Both last shipped on October 8, 2026.

## The numbers

| Metric | Newpay | Shabo Pay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | **Weekly** |
| Monetization | Ad-supported | — |
| Size | 159 MB | 125 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Shabo Pay Limited](https://appshunter.io/developer/1717057743) |

## What reviewers say

### Newpay

[App page](https://appshunter.io/ios/app/newpay/id1562878268)

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

**Highlights:** View balance and credit limit, Browse retailers, Track transactions, Manage instalment plans, Make payments, Set up Direct Debit, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


### Shabo Pay

[App page](https://appshunter.io/ios/app/shabo-pay/id6469872207)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Newpay free?

Newpay is free to download, with no in-app purchases.

### Is Shabo Pay free?

Shabo Pay is free to download, with no in-app purchases.

### Do Newpay or Shabo Pay have ads?

Shabo Pay shows ads; Newpay does not.

### Which is updated more often, Newpay or Shabo Pay?

Newpay ships an update every 9 days, and Shabo Pay weekly. Most recently, Newpay was updated on October 8, 2026 and Shabo Pay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*