# Newpay vs ClearPay

The clearest difference is iOS requirement: ClearPay at 12.4 against Newpay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Newpay ships an update every 9 days, ClearPay every 5 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Newpay | ClearPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 5 days** |
| Monetization | Ad-supported | — |
| Size | 159 MB | 21 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Fedeth Microfinance Bank Limited](https://appshunter.io/developer/1624892255) |

## What reviewers say

### Newpay

[App page](https://appshunter.io/ios/app/newpay/id1562878268)

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

**Highlights:** View balance and credit limit, Browse retailers, Track transactions, Manage instalment plans, Make payments, Set up Direct Debit, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


### ClearPay

[App page](https://appshunter.io/ios/app/clearpay/id6711354051)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Newpay free?

Newpay is free to download, with no in-app purchases.

### Is ClearPay free?

ClearPay is free to download, with no in-app purchases.

### Do Newpay or ClearPay have ads?

Neither Newpay nor ClearPay shows ads.

### Which is updated more often, Newpay or ClearPay?

Newpay ships an update every 9 days, and ClearPay every 5 days. Most recently, Newpay was updated on October 8, 2026 and ClearPay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*