# Newpay vs CoverVault

The clearest difference is in-app purchases: Newpay at none against CoverVault's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CoverVault sells 2 in-app purchases, starting at $4.99 per month. Newpay asks for nothing beyond the download.

Newpay ships an update every 9 days, CoverVault every 2 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Newpay | CoverVault |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 15.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 weeks |
| Monetization | Ad-supported | — |
| Size | 102 MB | 59 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Scott Richardson](https://appshunter.io/developer/1892656463) |

## What reviewers say

### Newpay

[App page](https://appshunter.io/ios/app/newpay/id1562878268)

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

**Highlights:** View balance and credit limit, Browse retailers, Track transactions, Manage instalment plans, Make payments, Set up Direct Debit, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none


### CoverVault

[App page](https://appshunter.io/ios/app/covervault/id6762213471)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoverVault Premium | $4.99 | per month |
| CoverVault Premium | $49.99 | per year |


## Frequently asked questions

### Is Newpay free?

Newpay is free to download, with no in-app purchases.

### Is CoverVault free?

CoverVault is free to download, with in-app purchases available.

### Do Newpay or CoverVault have ads?

Neither Newpay nor CoverVault shows ads.

### Which is updated more often, Newpay or CoverVault?

Newpay ships an update every 9 days, and CoverVault every 2 weeks. Most recently, Newpay was updated on October 30, 2026 and CoverVault on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*