# FM Exchange vs CendMate

The clearest difference is update cadence: CendMate at every 9 days against FM Exchange's every 5 weeks. FM Exchange's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FM Exchange ships an update every 5 weeks, CendMate every 9 days. The most recent releases landed on September 7, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | FM Exchange | CendMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (11 ratings)](https://appshunter.io/ios/app/fm-exchange/id1562940387/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | Free | — |
| Size | 69 MB | 109 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Flourishing Mart LTD](https://appshunter.io/developer/1562890551) | [CendMate](https://appshunter.io/developer/1714888152) |

## What reviewers say

### FM Exchange

[App page](https://appshunter.io/ios/app/fm-exchange/id1562940387)

Facilitate peer-to-peer currency exchange for Nigerian immigrants and global users. Trade Naira, CAD, USD, GBP, and EUR with flexible rates and secure transactions directly from your phone.

**Highlights:** Multi-currency support (NGN, CAD, USD, GBP, EUR), Peer-to-peer trading with custom rates, Real-time exchange rates, Buy and sell currency marketplace, Fast and secure transfers, Smart trading tools

**Features:** macOS Compatibility

**In-app purchases:** none


### CendMate

[App page](https://appshunter.io/ios/app/cendmate/id6748617937)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FM Exchange free?

FM Exchange is free to download, with no in-app purchases.

### Is CendMate free?

CendMate is free to download, with no in-app purchases.

### Do FM Exchange or CendMate have ads?

Neither FM Exchange nor CendMate shows ads.

### Which is updated more often, FM Exchange or CendMate?

FM Exchange ships an update every 5 weeks, and CendMate every 9 days. Most recently, FM Exchange was updated on September 7, 2026 and CendMate on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*