# Root Mortgage vs 401 Play

The clearest difference is update cadence: 401 Play at monthly against Root Mortgage's every 7 months. 401 Play also leads on iOS requirement (15.1 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Root Mortgage against 5.0 for 401 Play. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Root Mortgage ships an update every 7 months, 401 Play monthly. The most recent releases landed on October 7, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Root Mortgage | 401 Play |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/root-mortgage/id1563074973/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/401-play/id6736946007/reviews) |
| Number of ratings | 2 | **4** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Monthly** |
| Monetization | Free | Free |
| Size | 95 MB | 49 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Root Executives LLC](https://appshunter.io/developer/1562884482) | [401 Play](https://appshunter.io/developer/1773983436) |

## What reviewers say

### Root Mortgage

[App page](https://appshunter.io/ios/app/root-mortgage/id1563074973)

This app simplifies the home buying and refinancing process with intuitive tools and direct communication. It offers mortgage calculators, loan program exploration, and secure document uploading. Track your loan status in real-time and connect with your advisor anytime, anywhere.

**Highlights:** Mortgage calculators, Loan program exploration, Secure application start, Pre-approval access, Real-time loan status tracking, Secure document uploading, Advisor messaging

**In-app purchases:** none


### 401 Play

[App page](https://appshunter.io/ios/app/401-play/id6736946007)

This app helps employees plan, save for, and enjoy dream vacations through payroll deductions. Access exclusive travel discounts and cash back rewards. Requires employer participation in the 401(Play) benefit program.

**Highlights:** Vacation planning, Payroll deductions for savings, Exclusive travel discounts, Cash back rewards, Benefit program access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Root Mortgage free?

Root Mortgage is free to download, with no in-app purchases.

### Is 401 Play free?

401 Play is free to download, with no in-app purchases.

### Which has better reviews, Root Mortgage or 401 Play?

Root Mortgage and 401 Play are both rated 5.0 out of 5 on the App Store, from 2 and 4 ratings respectively.

### Do Root Mortgage or 401 Play have ads?

Neither Root Mortgage nor 401 Play shows ads.

### Which is updated more often, Root Mortgage or 401 Play?

Root Mortgage ships an update every 7 months, and 401 Play monthly. Most recently, Root Mortgage was updated on October 7, 2026 and 401 Play on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*