# FH Money vs SpendingKeeper

The clearest difference is ads: FH Money at none against SpendingKeeper's shown. FH Money also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (15.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FH Money ships an update every 3 weeks, SpendingKeeper every 2 months. The most recent releases landed on November 7, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FH Money | SpendingKeeper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (14 ratings)](https://appshunter.io/ios/app/fh-money/id1563416308/reviews)** | — |
| Number of ratings | **14** | — |
| Positive reviews | 56.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 168 MB | 7 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Finance House](https://appshunter.io/developer/541828805) | [Jae-Seung Lee](https://appshunter.io/developer/1146296876) |

## What reviewers say

### FH Money

[App page](https://appshunter.io/ios/app/fh-money/id1563416308)

Manage your finances with a virtual card, international and local money transfers, and instant payments. Pay bills easily and track your loans all in one place. Access all your personal finance products and services conveniently.

**Highlights:** Virtual Vault Card with IBAN, International money transfers, Local money transfers (UAE), Instant Aani payments, Bill payments, Loan tracking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SpendingKeeper

[App page](https://appshunter.io/ios/app/spendingkeeper/id6480076775)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FH Money free?

FH Money is free to download, with no in-app purchases.

### Is SpendingKeeper free?

SpendingKeeper is free to download, with no in-app purchases.

### Do FH Money or SpendingKeeper have ads?

SpendingKeeper shows ads; FH Money does not.

### Which is updated more often, FH Money or SpendingKeeper?

FH Money ships an update every 3 weeks, and SpendingKeeper every 2 months. Most recently, FH Money was updated on November 7, 2026 and SpendingKeeper on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*