# Merchant Wallet vs Moneda

The clearest difference is in-app purchases: Merchant Wallet at none against Moneda's 8. Merchant Wallet also leads on device support (3 vs 1) and iOS requirement (9.0 vs 16.0). On price and ads there is nothing between them.

Both are free to download. Moneda sells 8 in-app purchases, starting at $12.99 per month. Merchant Wallet asks for nothing beyond the download.

## The numbers

| Metric | Merchant Wallet | Moneda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/moneda-ai-investing/id6741869236/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | — | Every 10 days |
| Monetization | — | Free |
| Size | 51 MB | 165 MB |
| Requires iOS | **9.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [OrderVox](https://appshunter.io/developer/1458219277) | [Moneda Digital GmbH](https://appshunter.io/developer/1795032691) |

## What reviewers say

### Merchant Wallet

[App page](https://appshunter.io/ios/app/merchant-wallet/id1563901731)

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneda

[App page](https://appshunter.io/ios/app/moneda-ai-investing/id6741869236)

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

**Highlights:** Spending accounts in EUR, USD, CAD, Virtual accounts for SEPA/ACH transfers, QR code payments, High-yield earnings accounts, Instant currency swaps, Self-custodial security

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Moneda Premium | $12.99 | per month |
| Moneda Ultra | $24.99 | per month |
| Moneda Premium | $129.99 | per year |
| Moneda Ultra | $249.99 | per year |
| AI credits, small pack | $4.99 | one-time |
| AI credits, medium pack | $9.99 | one-time |
| AI credits, large pack | $24.99 | one-time |
| AI credits, extra large pack | $49.99 | one-time |


## Frequently asked questions

### Is Merchant Wallet free?

Merchant Wallet is free to download, with no in-app purchases.

### Is Moneda free?

Moneda is free to download, with in-app purchases available.

### Do Merchant Wallet or Moneda have ads?

Neither Merchant Wallet nor Moneda shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*