# DivTracker vs ClearToRetire

The clearest difference is price: DivTracker at Free against ClearToRetire's $2.99. DivTracker also leads on ratings volume (936 vs 5) and update cadence (every 9 days vs every 3 weeks). ClearToRetire's advantage is in-app purchases (none vs 6) and ads (none vs shown). On rating and device support there is nothing between them.

DivTracker is free to download; ClearToRetire costs $2.99 up front. DivTracker sells 6 in-app purchases, starting at $0.99 per month. ClearToRetire asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for DivTracker against 4.8 for ClearToRetire. That said, the two scores are not equally well evidenced: DivTracker has 936 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 80% of DivTracker's written reviews are positive against 100% of ClearToRetire's.

DivTracker ships an update every 9 days, ClearToRetire every 3 weeks. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | DivTracker | ClearToRetire |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.8 (936 ratings)](https://appshunter.io/ios/app/divtracker-dividend-tracker/id1564179613/reviews) | [4.8 (5 ratings)](https://appshunter.io/ios/app/cleartoretire/id6760211356/reviews) |
| Number of ratings | **936** | 5 |
| Positive reviews | 79.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Monetization | **Freemium** | Paid |
| Best chart rank | #198 | **#34** |
| Size | 112 MB | 5 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DivTracker LLC](https://appshunter.io/developer/1612779014) | [Raul Heredia](https://appshunter.io/developer/1822586656) |

## What reviewers say

### DivTracker

[App page](https://appshunter.io/ios/app/divtracker-dividend-tracker/id1564179613)

**Currently charting:** #198 Top Grossing · Finance (US App Store)

Track your dividend investments, monitor changes, and project future income. This app offers detailed estimations, accounting for taxes and commissions, to help you plan your financial independence with confidence. Manage multiple portfolios and numerous holdings for free.

**Highlights:** Portfolio tracking, Dividend estimation, Income goal setting, Dividend data access, Net income projection, Multiple portfolio management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic | $0.99 | per month |
| Tier 1.25 (Legacy) | $2.49 | per month |
| Tier 1.5 (Legacy) | $4.99 | per month |
| Basic | $9.99 | per year |
| Premium | $9.99 | per month |
| Premium | $99.99 | per year |

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Accurate dividend tracking
- 💰 Helpful for dividend investors
- 🔍 Provides good portfolio overview
- 🆓 Free app with no ads

**What reviewers complain about**

- 🐛 Crashes and stability issues
- 🔍 Missing some stock tickers
- 💱 Inaccurate dividend yields
- 🤖 Slow to update dividend data

**Reported bugs**

- App crashes after recent update
- Unable to import CSV files
- Incorrect dividend projections for certain stocks

**Requested features**

- Add DRIP (dividend reinvestment) feature
- Support for multiple portfolios
- Add more international stock options
- Implement dark mode
- Provide web/desktop version


### ClearToRetire

[App page](https://appshunter.io/ios/app/cleartoretire/id6760211356)

**Currently charting:** #34 Top Paid · Finance (US App Store)

This tool helps federal employees estimate their retirement income, including pension, TSP, and Social Security. It offers detailed projections for various scenarios and supports special provision categories.

**Highlights:** FERS pension calculation, TSP projections, Social Security comparison, Take-home income analysis, Scenario comparison, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DivTracker free?

DivTracker is free to download, with in-app purchases available.

### Is ClearToRetire free?

ClearToRetire costs $2.99, with no in-app purchases.

### Which has better reviews, DivTracker or ClearToRetire?

DivTracker and ClearToRetire are both rated 4.8 out of 5 on the App Store, from 936 and 5 ratings respectively.

### Do DivTracker or ClearToRetire have ads?

DivTracker shows ads; ClearToRetire does not.

### Which is updated more often, DivTracker or ClearToRetire?

DivTracker ships an update every 9 days, and ClearToRetire every 3 weeks. Most recently, DivTracker was updated on October 15, 2026 and ClearToRetire on October 7, 2026.

### Which is more popular, DivTracker or ClearToRetire?

DivTracker currently peaks at #198 in the App Store charts, and ClearToRetire at #34. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*