# FUNCEF vs RLM

The clearest difference is in-app purchases: FUNCEF at none against RLM's 4. FUNCEF also leads on rating (4.9 vs 4.5). RLM's advantage is review sentiment (90% vs 58%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. RLM sells 4 in-app purchases, starting at $0.49 per month. FUNCEF asks for nothing beyond the download.

FUNCEF holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 47 and 18 respectively. Written reviews complicate that: 58% of FUNCEF's written reviews are positive against 90% of RLM's, so the app with the better star average is not the one people write more warmly about.

FUNCEF ships an update every 2 months, RLM every 5 weeks. The most recent releases landed on October 9, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | FUNCEF | RLM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (47 ratings)](https://appshunter.io/ios/app/funcef/id1564348068/reviews)** | [4.5 (18 ratings)](https://appshunter.io/ios/app/rlm-12cx/id1613759385/reviews) |
| Number of ratings | **47** | 18 |
| Positive reviews | 57.7% of reviews | **90.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 47 MB | 5 MB |
| Requires iOS | 16.7 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [FUNDACAO DOS ECONOMIARIOS FEDERAIS FUNCEF](https://appshunter.io/developer/1182042200) | [R.L.M. Software](https://appshunter.io/developer/289639238) |

## What reviewers say

### FUNCEF

[App page](https://appshunter.io/ios/app/funcef/id1564348068)

Manage your federal economist benefits and contributions with this official app. Track your account, simulate retirement, and receive important updates and news from the foundation. It offers secure access to your financial information and direct communication channels.

**Highlights:** Real-time account monitoring, Contribution history tracking, Benefit plan details, Retirement benefit simulator, Direct contact with foundation, News and updates

**Features:** macOS Compatibility

**In-app purchases:** none


### RLM

[App page](https://appshunter.io/ios/app/rlm-12cx/id1613759385)

This app is a powerful financial and business calculator designed for iOS devices, replicating the functionality of the HP-12C with expanded features. It offers comprehensive tools for finance, business calculations, statistics, scientific functions, and unit conversions.

**Highlights:** Finance and business calculations, Amortization schedules, Bond price and yield calculations, Black-Scholes options valuation, Depreciation methods, Currency and unit conversions, Statistical analysis, Programmable functions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthtly Subscription | $0.49 | per month |
| Semi annual Subscription | $2.99 | per 6 months |
| Annual Subscription | $5.99 | per year |
| Lifetime Purchase | $9.99 | one-time |


## Frequently asked questions

### Is FUNCEF free?

FUNCEF is free to download, with no in-app purchases.

### Is RLM free?

RLM is free to download, with in-app purchases available.

### Which has better reviews, FUNCEF or RLM?

FUNCEF is rated higher. FUNCEF averages 4.9 out of 5 from 47 ratings, while RLM averages 4.5 from 18 ratings.

### Do FUNCEF or RLM have ads?

Neither FUNCEF nor RLM shows ads.

### Which is updated more often, FUNCEF or RLM?

FUNCEF ships an update every 2 months, and RLM every 5 weeks. Most recently, FUNCEF was updated on October 9, 2026 and RLM on September 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*