# Cobro Activo vs DataCred

The clearest difference is update cadence: DataCred at every 4 days against Cobro Activo's every 2 weeks. Cobro Activo's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cobro Activo ships an update every 2 weeks, DataCred every 4 days. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Cobro Activo | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/datacred/id6784831520/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | — | Free |
| Size | 27 MB | 58 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Ubii pagos C.A](https://appshunter.io/developer/1503598658) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Cobro Activo

[App page](https://appshunter.io/ios/app/cobro-activo/id1565024328)

**Features:** macOS Compatibility

**In-app purchases:** none


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

This app helps users build a credit history and score by reporting their existing payments for rent, utilities, and remittances. It verifies these payments, allowing users to access personal loans and share their financial profile securely.

**Highlights:** Report existing payments for credit building, Verify payments with proof of purchase, Access personal loans within the app, Monitor credit profile and receive alerts, Share financial profile securely, AI assistant for financial analysis

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Cobro Activo free?

Cobro Activo is free to download, with no in-app purchases.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Do Cobro Activo or DataCred have ads?

Neither Cobro Activo nor DataCred shows ads.

### Which is updated more often, Cobro Activo or DataCred?

Cobro Activo ships an update every 2 weeks, and DataCred every 4 days. Most recently, Cobro Activo was updated on October 11, 2026 and DataCred on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
