# Global Smart Plus vs Chakriya Byaj

Global Smart Plus and Chakriya Byaj are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Global Smart Plus | Chakriya Byaj |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (127 ratings)](https://appshunter.io/ios/app/global-smart-plus/id1565283667/reviews)** | — |
| Number of ratings | **127** | — |
| Positive reviews | 26.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Free | — |
| Size | 304 MB | 22 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Global IME Bank Ltd.](https://appshunter.io/developer/1415520390) | [Abhinash Gupta](https://appshunter.io/developer/6773798833) |

## What reviewers say

### Global Smart Plus

[App page](https://appshunter.io/ios/app/global-smart-plus/id1565283667)

This app offers a secure and convenient way to manage your finances across multiple channels with a single login. It simplifies daily transactions, fund transfers, bill payments, and even allows for online account opening and fixed deposit applications.

**Highlights:** Fund Transfer (Intra-Bank & Inter-Bank), Interoperable QR Payments, QR Cash Withdrawal, Online Account Opening, Online Fixed Deposit, Bill Payments, Government Payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and smooth experience
- 🚀 Fast and secure app
- 👍 Excellent UI/UX
- 👍 International standards banking app
- 👍 Nice features, easy to manage

**What reviewers complain about**

- 🐛 Frequent updates are annoying
- 🐛 Login issues and crashes
- 🐛 Payment problems
- 🐛 Password change issues
- 🐛 App not working/crashing after update

**Reported bugs**

- Time out when opening account
- Face lock option not showing
- System cannot recognize two different SIM cards on the same phone
- App not working/login crashes after update
- Password change issues

**Requested features**

- Add face lock option
- ATM card request and delivery options
- Bring back the old UI
- Update more (e.g., cross border payment)
- Merge personal and business accounts for QR code sharing


### Chakriya Byaj

[App page](https://appshunter.io/ios/app/chakriya-byaj/id6794551173)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Global Smart Plus free?

Global Smart Plus is free to download, with no in-app purchases.

### Is Chakriya Byaj free?

Chakriya Byaj is free to download, with no in-app purchases.

### Do Global Smart Plus or Chakriya Byaj have ads?

Neither Global Smart Plus nor Chakriya Byaj shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*