# MyPaynetics vs Multik by Exantech

The clearest difference is update cadence: MyPaynetics at every 2 months against Multik by Exantech's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyPaynetics ships an update every 2 months, Multik by Exantech every 5 months. The most recent releases landed on October 20, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | MyPaynetics | Multik by Exantech |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 6.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | — |
| Size | 175 MB | 83 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Phyre JSC](https://appshunter.io/developer/1035291342) | [Exantech Ltd.](https://appshunter.io/developer/1504918144) |

## What reviewers say

### MyPaynetics

[App page](https://appshunter.io/ios/app/mypaynetics/id1565360219)

Digitize all your compensation, bonus, and gift cards to use them directly from your phone for a frictionless shopping experience. Manage your cards securely, reveal credentials for online shopping, and receive real-time transaction notifications.

**Highlights:** Digitize compensation, bonus, and gift cards, Pay with phone using Apple Pay, Reveal card credentials for online shopping, Freeze and unfreeze cards, Real-time transaction notifications, Bank-grade security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Multik by Exantech

[App page](https://appshunter.io/ios/app/multik-by-exantech/id6741212535)

**In-app purchases:** none


## Frequently asked questions

### Is MyPaynetics free?

MyPaynetics is free to download, with no in-app purchases.

### Is Multik by Exantech free?

Multik by Exantech is free to download, with no in-app purchases.

### Do MyPaynetics or Multik by Exantech have ads?

Neither MyPaynetics nor Multik by Exantech shows ads.

### Which is updated more often, MyPaynetics or Multik by Exantech?

MyPaynetics ships an update every 2 months, and Multik by Exantech every 5 months. Most recently, MyPaynetics was updated on October 20, 2026 and Multik by Exantech on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*