# WealthFluent vs Balances.ai

The clearest difference is in-app purchases: Balances.ai at none against WealthFluent's 5. Balances.ai also leads on update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. WealthFluent sells 5 in-app purchases, starting at $14.99 per month. Balances.ai asks for nothing beyond the download.

WealthFluent ships an update every 2 months, Balances.ai weekly. The most recent releases landed on September 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | WealthFluent | Balances.ai |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/wealthfluent/id1565681137/reviews)** | — |
| Number of ratings | **7** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Ad-supported | — |
| Size | 13 MB | 54 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ripsaw LLC](https://appshunter.io/developer/1488832205) | [Balances, Inc](https://appshunter.io/developer/6781324376) |

## What reviewers say

### WealthFluent

[App page](https://appshunter.io/ios/app/wealthfluent/id1565681137)

An AI-powered platform for independent investors to manage their finances. It integrates all accounts, provides a financial wellness score, helps build lifetime plans, and optimizes portfolios with AI insights.

**Highlights:** AI-powered wealth management, Connect all financial accounts, Net worth tracking, Lifetime financial planning, Portfolio optimization, AI financial companion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essentials | $14.99 | per month |
| Premium | $29.99 | per month |
| Essentials Annual | $161.99 | per year |
| Premium Annual | $324.99 | per year |
| Premium Lifetime | $999.99 | one-time |


### Balances.ai

[App page](https://appshunter.io/ios/app/balancesai/id6781324374)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WealthFluent free?

WealthFluent is free to download, with in-app purchases available.

### Is Balances.ai free?

Balances.ai is free to download, with no in-app purchases.

### Do WealthFluent or Balances.ai have ads?

Neither WealthFluent nor Balances.ai shows ads.

### Which is updated more often, WealthFluent or Balances.ai?

WealthFluent ships an update every 2 months, and Balances.ai weekly. Most recently, WealthFluent was updated on September 24, 2026 and Balances.ai on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*