# o3cards vs Figur

The clearest difference is rating: Figur at 3.7 against o3cards's 2.5. Figur also leads on update cadence (every 5 days vs every 3 weeks) and review sentiment (27% vs 8%). o3cards's advantage is iOS requirement (13.0 vs 16.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Figur holds the better App Store score, 3.7 against 2.5. Both are backed by a comparable volume of ratings — 32 and 27 respectively. Written reviews point the same way: 8% of o3cards's written reviews are positive against 27% of Figur's.

o3cards ships an update every 3 weeks, Figur every 5 days. Both last shipped on October 27, 2026.

## The numbers

| Metric | o3cards | Figur |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (32 ratings)](https://appshunter.io/ios/app/o3cards/id1565911719/reviews) | **[3.7 (27 ratings)](https://appshunter.io/ios/app/figur/id6444032669/reviews)** |
| Number of ratings | **32** | 27 |
| Positive reviews | 8.3% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 58 MB | 93 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [O3 CAPITAL NIGERIA LIMITED](https://appshunter.io/developer/1565911721) | [Truparse Nigeria Limited](https://appshunter.io/developer/1091377817) |

## What reviewers say

### o3cards

[App page](https://appshunter.io/ios/app/o3cards/id1565911719)

This app provides access to credit and prepaid cards in Nigeria, aiming to promote electronic transactions and a cashless economy. It caters to the growing demand for micro-credit facilities among the working population.

**Highlights:** Credit card issuance, Prepaid card issuance, Naira denominated cards, Promotes cashless transactions, Micro-credit facilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Figur

[App page](https://appshunter.io/ios/app/figur/id6444032669)

Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.

**Highlights:** Virtual Dollar Card for global payments, Cheap data and airtime top-ups, Convert airtime to cash, Trade gift cards, Bill payments (electricity, TV), Personal and business accounts, Invoicing and revenue tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is o3cards free?

o3cards is free to download, with no in-app purchases.

### Is Figur free?

Figur is free to download, with no in-app purchases.

### Which has better reviews, o3cards or Figur?

Figur is rated higher. o3cards averages 2.5 out of 5 from 32 ratings, while Figur averages 3.7 from 27 ratings.

### Do o3cards or Figur have ads?

Neither o3cards nor Figur shows ads.

### Which is updated more often, o3cards or Figur?

o3cards ships an update every 3 weeks, and Figur every 5 days. Most recently, o3cards was updated on October 27, 2026 and Figur on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*