# o3cards vs PrimeTrust APA

The clearest difference is update cadence: PrimeTrust APA at every 3 days against o3cards's every 3 weeks. o3cards's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

o3cards ships an update every 3 weeks, PrimeTrust APA every 3 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | o3cards | PrimeTrust APA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (32 ratings)](https://appshunter.io/ios/app/o3cards/id1565911719/reviews)** | — |
| Number of ratings | **32** | — |
| Positive reviews | 8.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 58 MB | 42 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [O3 CAPITAL NIGERIA LIMITED](https://appshunter.io/developer/1565911721) | [PRIMETRUST APA LIMITED](https://appshunter.io/developer/6786764670) |

## What reviewers say

### o3cards

[App page](https://appshunter.io/ios/app/o3cards/id1565911719)

This app provides access to credit and prepaid cards in Nigeria, aiming to promote electronic transactions and a cashless economy. It caters to the growing demand for micro-credit facilities among the working population.

**Highlights:** Credit card issuance, Prepaid card issuance, Naira denominated cards, Promotes cashless transactions, Micro-credit facilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PrimeTrust APA

[App page](https://appshunter.io/ios/app/primetrust-apa/id6786764668)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is o3cards free?

o3cards is free to download, with no in-app purchases.

### Is PrimeTrust APA free?

PrimeTrust APA is free to download, with no in-app purchases.

### Do o3cards or PrimeTrust APA have ads?

Neither o3cards nor PrimeTrust APA shows ads.

### Which is updated more often, o3cards or PrimeTrust APA?

o3cards ships an update every 3 weeks, and PrimeTrust APA every 3 days. Most recently, o3cards was updated on October 27, 2026 and PrimeTrust APA on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*