# Bank vs Skypay

The clearest difference is rating: Skypay at 5.0 against Bank's 4.4. Bank's advantage is ratings volume (225 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skypay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Bank has 225 ratings behind it against 1, so its average is the more settled of the two.

Bank ships an update every 5 weeks, Skypay monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Bank | Skypay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (225 ratings)](https://appshunter.io/ios/app/bank-e/id1565984993/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/skypay/id6746795030/reviews)** |
| Number of ratings | **225** | 1 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 263 MB | 235 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Groupe Crédit Agricole du Maroc](https://appshunter.io/developer/995829066) | [PIN SOFTWARE](https://appshunter.io/developer/1818551937) |

## What reviewers say

### Bank

[App page](https://appshunter.io/ios/app/bank-e/id1565984993)

Manage your bank accounts and cards securely from your smartphone. Perform transactions, check balances, make payments, and access various banking services without visiting a branch.

**Highlights:** Account balance consultation, Transaction history, Card management (ordering, PIN reset, blocking), Money transfers, Bill payments, Chequebook ordering, Credit simulation

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Skypay

[App page](https://appshunter.io/ios/app/skypay/id6746795030)

This mobile wallet app simplifies everyday financial transactions. Send and receive money, pay merchants, and top up mobile credit, all from your phone. It's accessible to everyone, even without a bank account.

**Highlights:** Send and receive money, Cash deposits and withdrawals, Merchant payments, Mobile top-ups, Transaction history, Moroccan RIB generation

**In-app purchases:** none


## Frequently asked questions

### Is Bank free?

Bank is free to download, with no in-app purchases.

### Is Skypay free?

Skypay is free to download, with no in-app purchases.

### Which has better reviews, Bank or Skypay?

Skypay is rated higher. Bank averages 4.4 out of 5 from 225 ratings, while Skypay averages 5.0 from 1 ratings.

### Do Bank or Skypay have ads?

Neither Bank nor Skypay shows ads.

### Which is updated more often, Bank or Skypay?

Bank ships an update every 5 weeks, and Skypay monthly. Most recently, Bank was updated on October 24, 2026 and Skypay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*