# MSPA vs Shift Finance

The clearest difference is in-app purchases: MSPA at none against Shift Finance's 5. MSPA also leads on ads (none vs shown) and iOS requirement (15.6 vs 17.6). On price, update cadence and device support there is nothing between them.

Both are free to download. Shift Finance sells 5 in-app purchases, starting at $3.99 per month. MSPA asks for nothing beyond the download.

MSPA ships an update every 2 months, Shift Finance every 6 weeks. The most recent releases landed on September 13, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | MSPA | Shift Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/shift-finance/id6760356621/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 164 MB | 94 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Solved Education Consultancy, LLC](https://appshunter.io/developer/1506645558) | [JOSEPH ALEXANDER SPENCER](https://appshunter.io/developer/1884087089) |

## What reviewers say

### MSPA

[App page](https://appshunter.io/ios/app/mspa/id1565988499)

**Features:** Vision Pro support

**In-app purchases:** none


### Shift Finance

[App page](https://appshunter.io/ios/app/shift-finance/id6760356621)

Organize your finances with a centralized dashboard, track expenses, and analyze cash flow. Receive AI-driven insights and guidance to plan financial goals and manage productivity routines. Prepare for business finances and track credit readiness.

**Highlights:** Centralized financial dashboard, Expense categorization, Cash flow analysis, AI-generated financial insights, Financial goal planning, Productivity routine management

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Edit Schedule | $3.99 | per month |
| Cashflow Banking | $6.99 | per month |
| Shift Pro Bundle | $9.99 | per month |
| Shift Pro | $29.00 | per month |
| Shift Pro Annual | $290.00 | per year |


## Frequently asked questions

### Is MSPA free?

MSPA is free to download, with no in-app purchases.

### Is Shift Finance free?

Shift Finance is free to download, with in-app purchases available.

### Do MSPA or Shift Finance have ads?

Shift Finance shows ads; MSPA does not.

### Which is updated more often, MSPA or Shift Finance?

MSPA ships an update every 2 months, and Shift Finance every 6 weeks. Most recently, MSPA was updated on September 13, 2026 and Shift Finance on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*