# Kimisitu Money vs PayTracker

The clearest difference is in-app purchases: Kimisitu Money at none against PayTracker's 2. Kimisitu Money also leads on ads (none vs shown) and device support (3 vs 1). PayTracker's advantage is update cadence (every 10 days vs every 2 months). On price there is nothing between them.

Both are free to download. PayTracker sells 2 in-app purchases, starting at $1.99 per month. Kimisitu Money asks for nothing beyond the download.

Kimisitu Money ships an update every 2 months, PayTracker every 10 days. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Kimisitu Money | PayTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (27 ratings)](https://appshunter.io/ios/app/kimisitu-money/id1566099053/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | — |
| Size | 60 MB | 6 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [KIMISITU SACCO SOCIETY LTD](https://appshunter.io/developer/1566099055) | [Hiroto Nakamura](https://appshunter.io/developer/1845758525) |

## What reviewers say

### Kimisitu Money

[App page](https://appshunter.io/ios/app/kimisitu-money/id1566099053)

Manage your savings, loans, and accounts with this finance app. Perform withdrawals, view account balances, apply for various loan types, and transfer funds internally or externally. Deposit funds and utilize paybill functionality.

**Highlights:** Withdrawal to MPESA, View account details (FOSA, BOSA, Loans, Savings), Loan inquiries, requests, status, and repayment, Apply for Dividend Discounting and M-Kimisitu Loans, Internal and external fund transfers, Deposit to FOSA, Savings, and Lumpsum accounts, Paybill functionality

**Features:** macOS Compatibility

**In-app purchases:** none


### PayTracker

[App page](https://appshunter.io/ios/app/paytracker-visualize-payment/id6754894020)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTracker Pro (Monthly) | $1.99 | per month |
| PayTracker Pro (Annual) | $17.99 | per year |


## Frequently asked questions

### Is Kimisitu Money free?

Kimisitu Money is free to download, with no in-app purchases.

### Is PayTracker free?

PayTracker is free to download, with in-app purchases available.

### Do Kimisitu Money or PayTracker have ads?

PayTracker shows ads; Kimisitu Money does not.

### Which is updated more often, Kimisitu Money or PayTracker?

Kimisitu Money ships an update every 2 months, and PayTracker every 10 days. Most recently, Kimisitu Money was updated on October 21, 2026 and PayTracker on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*