# XP Empresas vs Flow Split

XP Empresas and Flow Split are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XP Empresas ships an update every 5 days, Flow Split every 4 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | XP Empresas | Flow Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (9 ratings)](https://appshunter.io/ios/app/xp-empresas-conta-pj/id1566254578/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 16.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free | — |
| Size | 274 MB | 36 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | +4 | 12+ |
| Developer | [Xp Investimentos Corretora Cambio Titulos Valores Mobiliarios SA](https://appshunter.io/developer/1550188423) | [FLOW SPLIT PAGAMENTOS LTDA](https://appshunter.io/developer/6786084175) |

## What reviewers say

### XP Empresas

[App page](https://appshunter.io/ios/app/xp-empresas-conta-pj/id1566254578)

Manage your company's finances and investments securely. Generate tokens for safe access, create multiple user profiles with custom permissions, and explore diverse investment options including fixed and variable income.

**Highlights:** XP Token for secure portal access, Multiple user creation with permissions, Personalized investment recommendations, Fixed income investments (Tesouro Direto, CDB, LCI/LCA), Variable income investments (Funds, FII, COE, Stocks), BDRs for investing in global companies, Stock market performance tracking

**Features:** Apple Wallet

**In-app purchases:** none


### Flow Split

[App page](https://appshunter.io/ios/app/flow-split/id6786084173)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XP Empresas free?

XP Empresas is free to download, with no in-app purchases.

### Is Flow Split free?

Flow Split is free to download, with no in-app purchases.

### Do XP Empresas or Flow Split have ads?

Neither XP Empresas nor Flow Split shows ads.

### Which is updated more often, XP Empresas or Flow Split?

XP Empresas ships an update every 5 days, and Flow Split every 4 days. Most recently, XP Empresas was updated on October 30, 2026 and Flow Split on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*