# TiBank vs OweMe

The clearest difference is in-app purchases: TiBank at none against OweMe's 3. TiBank also leads on iOS requirement (13.0 vs 16.0). OweMe's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. OweMe sells 3 in-app purchases, starting at $2.99 per month. TiBank asks for nothing beyond the download.

TiBank ships an update every 2 months, OweMe every 3 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | TiBank | OweMe |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (6 ratings)](https://appshunter.io/ios/app/tibank/id1566534244/reviews)** | — |
| Number of ratings | **6** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 74 MB | 62 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Tirana Bank](https://appshunter.io/developer/1566534576) | [Marcelino Tabaku](https://appshunter.io/developer/6815837332) |

## What reviewers say

### TiBank

[App page](https://appshunter.io/ios/app/tibank/id1566534244)

Manage your finances with a redesigned digital banking experience. Track transactions, make transfers, pay bills, and create savings plans. Customize your view and manage cards and deposits online.

**Highlights:** Detailed account overview, Transfers and bill payments, Personal finance management, Savings plans and budgeting, Card and deposit management, ATM and branch locator

**Features:** Vision Pro support

**In-app purchases:** none


### OweMe

[App page](https://appshunter.io/ios/app/oweme-split-expenses/id6815837328)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweMe Premium, monthly | $2.99 | per month |
| OweMe Premium, yearly | $17.99 | per year |
| Premium group for 90 days | $3.99 | one-time |


## Frequently asked questions

### Is TiBank free?

TiBank is free to download, with no in-app purchases.

### Is OweMe free?

OweMe is free to download, with in-app purchases available.

### Do TiBank or OweMe have ads?

Neither TiBank nor OweMe shows ads.

### Which is updated more often, TiBank or OweMe?

TiBank ships an update every 2 months, and OweMe every 3 days. Most recently, TiBank was updated on October 24, 2026 and OweMe on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*