# ProvidusPlus vs NPPF Loan

The clearest difference is rating: ProvidusPlus at 2.6 against NPPF Loan's 1.0. ProvidusPlus also leads on ratings volume (46 vs 1). NPPF Loan's advantage is iOS requirement (12.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ProvidusPlus holds the better App Store score, 2.6 against 1.0. That said, the two scores are not equally well evidenced: ProvidusPlus has 46 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 6 months. The most recent releases landed on September 25, 2026 and August 19, 2026 respectively.

## The numbers

| Metric | ProvidusPlus | NPPF Loan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (46 ratings)](https://appshunter.io/ios/app/providusplus/id1566859972/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/nppf-loan/id6468771448/reviews) |
| Number of ratings | **46** | 1 |
| Positive reviews | 14.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | Every 6 months |
| Monetization | Free | Free |
| Size | 68 MB | 135 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ProvidusBank](https://appshunter.io/developer/1321819991) | [National Pension and Provident Fund](https://appshunter.io/developer/1708546531) |

## What reviewers say

### ProvidusPlus

[App page](https://appshunter.io/ios/app/providusplus/id1566859972)

Manage your finances with this mobile banking application. Perform transactions, check balances, and access banking services conveniently from your smartphone.

**Highlights:** Seamless future forward banking, On-the-go access, Transaction management, Account balance checks, Banking services access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NPPF Loan

[App page](https://appshunter.io/ios/app/nppf-loan/id6468771448)

Access loan services from the National Pension and Provident Fund. Members can apply for new loans, check their loan status, and view their outstanding balance directly from their mobile device.

**Highlights:** Apply for new loans, Check loan status, View loan balance, Manage pension fund loans, Access corporate entity services

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ProvidusPlus free?

ProvidusPlus is free to download, with no in-app purchases.

### Is NPPF Loan free?

NPPF Loan is free to download, with no in-app purchases.

### Which has better reviews, ProvidusPlus or NPPF Loan?

ProvidusPlus is rated higher. ProvidusPlus averages 2.6 out of 5 from 46 ratings, while NPPF Loan averages 1.0 from 1 ratings.

### Do ProvidusPlus or NPPF Loan have ads?

Neither ProvidusPlus nor NPPF Loan shows ads.

### Which is updated more often, ProvidusPlus or NPPF Loan?

ProvidusPlus ships an update every 6 months, and NPPF Loan every 6 months. Most recently, ProvidusPlus was updated on September 25, 2026 and NPPF Loan on August 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*