# Pulse Card vs CoverVault

The clearest difference is in-app purchases: Pulse Card at none against CoverVault's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. CoverVault sells 2 in-app purchases, starting at $4.99 per month. Pulse Card asks for nothing beyond the download.

Pulse Card ships an update weekly, CoverVault every 2 weeks. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Pulse Card | CoverVault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (38 ratings)](https://appshunter.io/ios/app/pulse-card/id1566896920/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 45.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 156 MB | 59 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Scott Richardson](https://appshunter.io/developer/1892656463) |

## What reviewers say

### Pulse Card

[App page](https://appshunter.io/ios/app/pulse-card/id1566896920)

Manage your financial account on the go with this secure mobile application. View balances, transactions, make payments, and update your details easily. It offers a straightforward way to handle your account from anywhere.

**Highlights:** View latest balance and credit limit, Track pending and past transactions, Make account payments, Set up Direct Debit, Manage statement preferences, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 💳 Simple payment process
- 🔒 Good security features
- 📱 Clear app interface
- 💰 Competitive cashback rates

**What reviewers complain about**

- 🐛 App crashes and login failures
- 💸 High late payment fees (£12 for small missed payments)
- ⚠️ Excessive interest rates
- 🔐 Overly complex security steps
- 📵 App stops working after updates

**Reported bugs**

- Cannot login after app updates
- Failed passcode challenge errors
- App won't open on iOS 18.4
- JSON error preventing login
- App freezes during payment attempts

**Requested features**

- Restore monthly spending tracker view
- Bring back direct pay-by-card option in app
- Pre-warning notifications for system downtime
- Email payment reminders before due date
- Cashback store directory in app


### CoverVault

[App page](https://appshunter.io/ios/app/covervault/id6762213471)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CoverVault Premium | $4.99 | per month |
| CoverVault Premium | $49.99 | per year |


## Frequently asked questions

### Is Pulse Card free?

Pulse Card is free to download, with no in-app purchases.

### Is CoverVault free?

CoverVault is free to download, with in-app purchases available.

### Do Pulse Card or CoverVault have ads?

Neither Pulse Card nor CoverVault shows ads.

### Which is updated more often, Pulse Card or CoverVault?

Pulse Card ships an update weekly, and CoverVault every 2 weeks. Most recently, Pulse Card was updated on November 11, 2026 and CoverVault on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*