# Flat Branch Servicing vs TerrillFLEX

Flat Branch Servicing and TerrillFLEX are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flat Branch Servicing ships an update every 8 months, TerrillFLEX every 4 months. The most recent releases landed on October 13, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Flat Branch Servicing | TerrillFLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 26.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 4 months** |
| Monetization | Free | — |
| Size | 208 MB | 29 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Branch Flat Mortgage, Inc.](https://appshunter.io/developer/1449631643) | [Marsh & McLennan Agency](https://appshunter.io/developer/1027461929) |

## What reviewers say

### Flat Branch Servicing

[App page](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327)

Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.

**Highlights:** View account information, Make one-time payments, Set up recurring payments, Manage important documents, 24/7 loan access

**In-app purchases:** none

**What reviewers like**

- 💖 Awesome app
- 🚀 Easy and quick enrollment

**What reviewers complain about**

- 🐛 Unable to use app after update
- 🐛 App never works and won't let you log in
- 🐛 App requires update, but no update available
- 🐛 Completely unusable after update
- 🙅‍♀️ Cannot copy and paste payment info

**Reported bugs**

- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something

**Requested features**

- Bring back principal savings calculation


### TerrillFLEX

[App page](https://appshunter.io/ios/app/terrillflex/id6443680366)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Flat Branch Servicing free?

Flat Branch Servicing is free to download, with no in-app purchases.

### Is TerrillFLEX free?

TerrillFLEX is free to download, with no in-app purchases.

### Do Flat Branch Servicing or TerrillFLEX have ads?

Neither Flat Branch Servicing nor TerrillFLEX shows ads.

### Which is updated more often, Flat Branch Servicing or TerrillFLEX?

Flat Branch Servicing ships an update every 8 months, and TerrillFLEX every 4 months. Most recently, Flat Branch Servicing was updated on October 13, 2026 and TerrillFLEX on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*