# Flat Branch Servicing vs Truv

The clearest difference is rating: Flat Branch Servicing at 4.8 against Truv's 3.4. Flat Branch Servicing also leads on review sentiment (26% vs 0%) and ratings volume (1.9K vs 11). Truv's advantage is update cadence (every 3 months vs every 8 months) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Flat Branch Servicing holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Flat Branch Servicing has 1.9K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 26% of Flat Branch Servicing's written reviews are positive against 0% of Truv's.

Flat Branch Servicing ships an update every 8 months, Truv every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Flat Branch Servicing | Truv |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327/reviews)** | [3.4 (11 ratings)](https://appshunter.io/ios/app/truv/id6450372775/reviews) |
| Number of ratings | **1.9K** | 11 |
| Positive reviews | **26.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 208 MB | 9 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Branch Flat Mortgage, Inc.](https://appshunter.io/developer/1449631643) | [Truv, Inc.](https://appshunter.io/developer/1603488125) |

## What reviewers say

### Flat Branch Servicing

[App page](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327)

Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.

**Highlights:** View account information, Make one-time payments, Set up recurring payments, Manage important documents, 24/7 loan access

**In-app purchases:** none

**What reviewers like**

- 💖 Awesome app
- 🚀 Easy and quick enrollment

**What reviewers complain about**

- 🐛 Unable to use app after update
- 🐛 App never works and won't let you log in
- 🐛 App requires update, but no update available
- 🐛 Completely unusable after update
- 🙅‍♀️ Cannot copy and paste payment info

**Reported bugs**

- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something

**Requested features**

- Bring back principal savings calculation


### Truv

[App page](https://appshunter.io/ios/app/truv/id6450372775)

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

**Highlights:** Income verification, Employment verification, Direct Deposit Switch, Connect to payroll providers, Retrieve underwriting data, Resolve disputes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Flat Branch Servicing free?

Flat Branch Servicing is free to download, with no in-app purchases.

### Is Truv free?

Truv is free to download, with no in-app purchases.

### Which has better reviews, Flat Branch Servicing or Truv?

Flat Branch Servicing is rated higher. Flat Branch Servicing averages 4.8 out of 5 from 1.9K ratings, while Truv averages 3.4 from 11 ratings.

### Do Flat Branch Servicing or Truv have ads?

Neither Flat Branch Servicing nor Truv shows ads.

### Which is updated more often, Flat Branch Servicing or Truv?

Flat Branch Servicing ships an update every 8 months, and Truv every 3 months. Most recently, Flat Branch Servicing was updated on October 25, 2026 and Truv on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*