# Flat Branch Servicing vs DueZen

The clearest difference is update cadence: DueZen at every 4 weeks against Flat Branch Servicing's every 8 months. DueZen also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 17.0). Flat Branch Servicing's advantage is monetization model (free vs free with in-app purchases) and ratings volume (1.9K vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DueZen holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Flat Branch Servicing has 1.9K ratings behind it against 1, so its average is the more settled of the two.

Flat Branch Servicing ships an update every 8 months, DueZen every 4 weeks. The most recent releases landed on October 27, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Flat Branch Servicing | DueZen |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/duezen-bills-and-subscriptions/id6769609761/reviews)** |
| Number of ratings | **1.9K** | 1 |
| Positive reviews | 26.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 208 MB | 68 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Branch Flat Mortgage, Inc.](https://appshunter.io/developer/1449631643) | [George Guillen](https://appshunter.io/developer/1896493321) |

## What reviewers say

### Flat Branch Servicing

[App page](https://appshunter.io/ios/app/flat-branch-servicing/id1566902327)

Manage your mortgage loans conveniently and securely around the clock. View account details, set up one-time or recurring payments, and access important documents all within the app.

**Highlights:** View account information, Make one-time payments, Set up recurring payments, Manage important documents, 24/7 loan access

**In-app purchases:** none

**What reviewers like**

- 💖 Awesome app
- 🚀 Easy and quick enrollment

**What reviewers complain about**

- 🐛 Unable to use app after update
- 🐛 App never works and won't let you log in
- 🐛 App requires update, but no update available
- 🐛 Completely unusable after update
- 🙅‍♀️ Cannot copy and paste payment info

**Reported bugs**

- Keeps telling to update app, even after updating
- Crashes every time you scroll
- Logs you out and closes completely when you click on something

**Requested features**

- Bring back principal savings calculation


### DueZen

[App page](https://appshunter.io/ios/app/duezen-bills-and-subscriptions/id6769609761)

Manage bills, subscriptions, and free trials privately without connecting to your bank. Get timely reminders, track expenses, and plan your budget with a focus on reducing financial stress. Your data stays on your device.

**Highlights:** Bill and subscription reminders, Free trial alerts, Expense tracking, Budget planning, Savings goals, Data export and backup, Customizable themes

**In-app purchases:** none


## Frequently asked questions

### Is Flat Branch Servicing free?

Flat Branch Servicing is free to download, with no in-app purchases.

### Is DueZen free?

DueZen is free to download, with no in-app purchases.

### Which has better reviews, Flat Branch Servicing or DueZen?

DueZen is rated higher. Flat Branch Servicing averages 4.8 out of 5 from 1.9K ratings, while DueZen averages 5.0 from 1 ratings.

### Do Flat Branch Servicing or DueZen have ads?

Neither Flat Branch Servicing nor DueZen shows ads.

### Which is updated more often, Flat Branch Servicing or DueZen?

Flat Branch Servicing ships an update every 8 months, and DueZen every 4 weeks. Most recently, Flat Branch Servicing was updated on October 27, 2026 and DueZen on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*