# Chaingapp vs Swirepay

The clearest difference is update cadence: Swirepay at every 3 weeks against Chaingapp's every 6 months. Chaingapp's advantage is rating (5.0 vs 4.7) and iOS requirement (12.4 vs 15.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chaingapp holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Chaingapp ships an update every 6 months, Swirepay every 3 weeks. The most recent releases landed on June 28, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Chaingapp | Swirepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/chaingapp/id1567057229/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/swirepay/id1637926002/reviews) |
| Number of ratings | 3 | 3 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 20 MB | 126 MB |
| Requires iOS | **12.4** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chaingapp Inc](https://appshunter.io/developer/1677030266) | [Swirepay Inc.](https://appshunter.io/developer/1619088455) |

## What reviewers say

### Chaingapp

[App page](https://appshunter.io/ios/app/chaingapp/id1567057229)

This app facilitates seamless cash-to-digital exchanges, eliminating the need for physical change. It enables micro-savings and digital payment solutions for both consumers and merchants, streamlining transactions and reducing reliance on physical currency.

**Highlights:** Cash to digital exchange, Micro-savings, Digital change dispensing for merchants, Fast signup, No maintenance fees, Secure and reliable payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Swirepay

[App page](https://appshunter.io/ios/app/swirepay/id1637926002)

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

**Highlights:** Send and receive money in real-time, Earn cashback on payments, Same-day fund transfers, Works with major US banks, Supports POS devices for in-store payments, Simplifies B2B payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Chaingapp free?

Chaingapp is free to download, with no in-app purchases.

### Is Swirepay free?

Swirepay is free to download, with no in-app purchases.

### Which has better reviews, Chaingapp or Swirepay?

Chaingapp is rated higher. Chaingapp averages 5.0 out of 5 from 3 ratings, while Swirepay averages 4.7 from 3 ratings.

### Do Chaingapp or Swirepay have ads?

Neither Chaingapp nor Swirepay shows ads.

### Which is updated more often, Chaingapp or Swirepay?

Chaingapp ships an update every 6 months, and Swirepay every 3 weeks. Most recently, Chaingapp was updated on June 28, 2026 and Swirepay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*