# dスマホローン　ドコモのアプリローンでキャッシング・お借入れ vs みんなのコイン

The clearest difference is review sentiment: dスマホローン　ドコモのアプリローンでキャッシング・お借入れ at 42% against みんなのコイン's 33%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ ships an update every 5 months, みんなのコイン every 3 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | dスマホローン　ドコモのアプリローンでキャッシング・お借入れ | みんなのコイン |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (8.1K ratings)](https://appshunter.io/ios/app/d/id1567353128/reviews)** | — |
| Number of ratings | **8.1K** | — |
| Positive reviews | **42.2% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 24 MB |
| Requires iOS | 16.3 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [株式会社NTTドコモ](https://appshunter.io/developer/396813773) | [TRADERS SECURITIES](https://appshunter.io/developer/404355177) |

## What reviewers say

### dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

[App page](https://appshunter.io/ios/app/d/id1567353128)

This service offers a smartphone-based loan application and management process. Users can apply using their existing account and may receive preferential interest rates based on their service usage. Funds can be transferred directly to a payment balance or a bank account.

**Highlights:** Smartphone-based application and contract, Preferential interest rates based on service usage, Transfer to payment balance or bank account, Instant transfers to payment balance, 24/7 transfers to bank accounts, Flexible additional repayments, Easy usage status tracking

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick loan approval and disbursement
- 👍 Easy borrowing and repayment
- ⏱️ Fast application process
- 🤝 Convenient for urgent needs
- 📱 Simple and user-friendly app

**What reviewers complain about**

- 🤔 Unclear interest rates and basic rates
- 😫 Troublesome authentication process
- ❌ Income proof submission errors
- 🚫 Cannot apply without My Number Card
- 😵 App screen is blank/frozen

**Reported bugs**

- Income proof submission error
- App screen is blank or white
- App freezes upon opening
- Login loop (network password and passkey)
- Online identity verification not working

**Requested features**

- Add Poinko animation upon loan approval
- Improve camera accuracy for document scanning
- Implement scan function for document text recognition


### みんなのコイン

[App page](https://appshunter.io/ios/app/id1601162651)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is dスマホローン　ドコモのアプリローンでキャッシング・お借入れ free?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ is free to download, with no in-app purchases.

### Is みんなのコイン free?

みんなのコイン is free to download, with no in-app purchases.

### Do dスマホローン　ドコモのアプリローンでキャッシング・お借入れ or みんなのコイン have ads?

Neither dスマホローン　ドコモのアプリローンでキャッシング・お借入れ nor みんなのコイン shows ads.

### Which is updated more often, dスマホローン　ドコモのアプリローンでキャッシング・お借入れ or みんなのコイン?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ ships an update every 5 months, and みんなのコイン every 3 months. Most recently, dスマホローン　ドコモのアプリローンでキャッシング・お借入れ was updated on November 7, 2026 and みんなのコイン on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*