# 房贷计算器2021 vs X

The clearest difference is in-app purchases: 房贷计算器2021 at none against X's 2. X's advantage is update cadence (every 6 days vs every 4 months). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. X sells 2 in-app purchases, starting at $2.99 per year. 房贷计算器2021 asks for nothing beyond the download.

房贷计算器2021 ships an update every 4 months, X every 6 days. The most recent releases landed on October 21, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 房贷计算器2021 | X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/2021/id1567783400/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 days** |
| Monetization | **Free** | Freemium |
| Size | 4 MB | 33 MB |
| Requires iOS | 11.0 | 11.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [玺鑫 王](https://appshunter.io/developer/1063226587) | [小青 李](https://appshunter.io/developer/1630861725) |

## What reviewers say

### 房贷计算器2021

[App page](https://appshunter.io/ios/app/2021/id1567783400)

This app helps you calculate mortgage installments for various loan types, including commercial, provident fund, and combined loans. It provides detailed installment lists and timely real estate information and policies.

**Highlights:** Mortgage installment calculation, Supports commercial, provident fund, and combined loans, Customizable LPR loan rates, Detailed installment bill lists, Real estate news and policies, Ad-free experience

**Features:** macOS Compatibility

**In-app purchases:** none


### X

[App page](https://appshunter.io/ios/app/x/id6469417474)

This app helps you manage your time effectively by setting long-term and short-term goals. It utilizes OKR and the time management quadrant theory to organize tasks and track progress, making your life more structured and efficient.

**Highlights:** OKR goal setting, Time management quadrant theory, Task planning and tracking, Calendar view, Progress charts, Life journey log

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| X-生活专业版服务 | $2.99 | per year |
| X-生活·时间管理专业版 | $4.99 | one-time |


## Frequently asked questions

### Is 房贷计算器2021 free?

房贷计算器2021 is free to download, with no in-app purchases.

### Is X free?

X is free to download, with in-app purchases available.

### Do 房贷计算器2021 or X have ads?

Neither 房贷计算器2021 nor X shows ads.

### Which is updated more often, 房贷计算器2021 or X?

房贷计算器2021 ships an update every 4 months, and X every 6 days. Most recently, 房贷计算器2021 was updated on October 21, 2026 and X on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*