Comparison

ARQ vs AJP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ARQ

Manage your money globally with competitive conversion rates and cashback. Access international markets for investments and receive payments from abroad. Ideal for travelers, remote workers, and investors seeking borderless financial solutions.

Highlights
  • Global currency exchange
  • High conversion rates
  • Borderless payments
  • International investing
  • High-yield earnings accounts
  • Physical and virtual card
Features
Read full description

ARQ - Modern finance for the global era. 2 million users across Latin America. ARQ connects travelers, freelancers and remote professionals with the world’s strongest assets and markets. DIGITAL DOLLAR AND EURO ACCOUNTS WITH A REAL CONVERSION RATE Convert Argentinian pesos into digital dollars and digital euros in seconds, with the interbank conversion rate - the one you see on Google. No hidden fees, no surprises. THE IDEAL INTERNATIONAL CARD FOR TRAVEL Pay in any currency with a great rate. Your ARQ Mastercard works in more than 180 countries. No fees, no annual fee. • International card accepted worldwide • Prestige credit card available with exclusive benefits • Compatible with Apple Pay and Google Wallet • Ideal for travelers, international online shopping, and payments abroad RECEIVE PAYMENTS FROM THE USA - IDEAL FOR BUSINESS OWNERS AND FREELANCERS Get your own U.S. account details (ACH/Wire) and European account details (IBAN). Receive payments as if you lived there - with a great conversion rate and no surprise fees. Compatible platforms: Deel, Upwork, OnTop, Payoneer, PayPal, Airbnb, Fiverr, Workana, and more. INTERNATIONAL PAYMENTS Send payments abroad and receive international payments with the interbank conversion rate. No hidden fees. Ideal for sending payments to the United States, Europe, and more than 70 countries. SAVE IN DIGITAL DOLLARS AND EUROS ARQ helps you manage your global finances more effectively. Use digital dollars and digital euros to manage your balance, plan expenses, and support your international financial goals. YOUR SECURITY IS OUR PRIORITY • Payments protected with 3DS security • Access with biometrics, Touch ID, or Face ID • Data encrypted with multiple layers of protection • More than 2 million users trust ARQ HOW IT WORKS 1. Download ARQ and sign up in minutes 2. Add funds 3. Convert to digital dollars or digital euros instantly 4. Use your international card anywhere in the world FREQUENTLY ASKED QUESTIONS What is ARQ? ARQ (formerly DolarApp) is an international finance platform. We offer a digital dollar and euro account, an international Mastercard, a Prestige credit card, yields in digital dollars, and international payments — all in one app. What is the conversion rate? We use the interbank conversion rate - the same one you see on Google. No hidden margins. Always transparent. Can I receive payments from the U.S.? Yes. You get your own U.S. account details (ACH/Wire) to receive payments from companies, clients, or platforms like Deel and Upwork. Does ARQ offer a credit card? Yes. In addition to the international Mastercard debit card, ARQ also offers the Prestige credit card with exclusive benefits. Is ARQ safe? Yes. We use end-to-end encryption, 3DS security, biometrics, and multiple layers of protection. What happened to DolarApp? DolarApp is now ARQ. The same technology, the same unbeatable rates, with an even more ambitious vision. Your account and data remain the same. Contact: help@arqfinance.com Website: arqfinance.com Chat: Message us through the in-app chat

About

AJP

Features
Read full description

La aplicación AJP es la herramienta de colaboración entre usted y su asesoría. Comparta y descargue documentos y tenga acceso a sus impuestos, nóminas, seguros sociales y toda la información necesaria para la gestión de su negocio 24hx7d. Envíe sus facturas, compras y gastos desde su dispositivo mediante una captura fotográfica o subiendo PDF directamente. Podrá visualizar en tiempo real la información contable, fiscal y laboral con completos KPIS completamente personalizables. Además, AJP pone a su disposición un sistema ERP multi-idioma y multi-divisa, para gestionar su facturación, gestión de compras, cobros y pagos, facturas recurrentes, etc. Todo desde un único dispositivo y adaptado a los cambios legales que se requieren.

Screenshots

ARQ4 screens
AJP4 screens

Verdict

The call

The clearest difference is update cadence: ARQ at weekly against AJP's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ARQ ships an update weekly, AJP every 6 months. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
ARQ versus AJP: the parameters behind the verdict, then further details
ParameterARQAJP
PriceFreeFree
Rating4.5 (1K ratings) — better—
Positive reviews59.8% of reviews—
Number of ratings1K — better—
Update frequencyWeekly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better17.2
Further details — not scored
Size364 MB73 MB
Age rating+1717+
DeveloperDolarApp IncASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SL

In-app purchases

None

ARQ

No in-app purchases

None

AJP

No in-app purchases

Questions

Is ARQ free?
ARQ is free to download, with no in-app purchases.
Is AJP free?
AJP is free to download, with no in-app purchases.
Do ARQ or AJP have ads?
Neither ARQ nor AJP shows ads.
Which is updated more often, ARQ or AJP?
ARQ ships an update weekly, and AJP every 6 months. Most recently, ARQ was updated on October 30, 2026 and AJP on October 25, 2026.

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