# ARO vs LoanPrep

The clearest difference is in-app purchases: ARO at none against LoanPrep's 2. ARO also leads on ads (none vs shown). LoanPrep's advantage is update cadence (every 10 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. LoanPrep sells 2 one-off in-app purchases. ARO asks for nothing beyond the download.

ARO ships an update every 2 months, LoanPrep every 10 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ARO | LoanPrep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.3 (6 ratings)](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | — | Ad-supported |
| Size | 31 MB | 13 MB |
| Requires iOS | 15.1 | **15** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | +4 |
| Developer | [Assurances ARO](https://appshunter.io/developer/1568317691) | [淼 于](https://appshunter.io/developer/1801631763) |

## What reviewers say

### ARO

[App page](https://appshunter.io/ios/app/aro/id1568317689)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LoanPrep

[App page](https://appshunter.io/ios/app/loanprep-eligibility-check/id6755533050)

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

**Highlights:** 9-step loan readiness assessment, Customizable preparation checklists, Document collection progress tracking, Daily check-in system for habit building, Educational assessment reports, U.S. dollar amount display

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Single Assessment Report | $0.99 | one-time |
| 5-Report Package | $2.99 | one-time |


## Frequently asked questions

### Is ARO free?

ARO is free to download, with no in-app purchases.

### Is LoanPrep free?

LoanPrep is free to download, with in-app purchases available.

### Do ARO or LoanPrep have ads?

LoanPrep shows ads; ARO does not.

### Which is updated more often, ARO or LoanPrep?

ARO ships an update every 2 months, and LoanPrep every 10 days. Most recently, ARO was updated on October 23, 2026 and LoanPrep on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
