# RCM vs SplitPay

The clearest difference is in-app purchases: RCM at none against SplitPay's 5. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. RCM asks for nothing beyond the download.

RCM ships an update every 3 months, SplitPay every 2 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | RCM | SplitPay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Size | 36 MB | 19 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [RCM-Partner Versicherungsmakler und Finanzdienstleistungen GmbH](https://appshunter.io/developer/1568504513) | [SEIB INSURANCE AGENTS LTD](https://appshunter.io/developer/6787115873) |

## What reviewers say

### RCM

[App page](https://appshunter.io/ios/app/rcm-partner/id1568504511)

**Features:** macOS Compatibility

**In-app purchases:** none


### SplitPay

[App page](https://appshunter.io/ios/app/splitpay-bill-splitter-app/id6787115871)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly-Trial | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is RCM free?

RCM is free to download, with no in-app purchases.

### Is SplitPay free?

SplitPay is free to download, with in-app purchases available.

### Do RCM or SplitPay have ads?

Neither RCM nor SplitPay shows ads.

### Which is updated more often, RCM or SplitPay?

RCM ships an update every 3 months, and SplitPay every 2 months. Most recently, RCM was updated on November 7, 2026 and SplitPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*