# EBCentral vs Zentavo

The clearest difference is review sentiment: Zentavo at 100% against EBCentral's 27%. Zentavo also leads on rating (5.0 vs 4.7). EBCentral's advantage is ratings volume (168 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zentavo holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EBCentral has 168 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of EBCentral's written reviews are positive against 100% of Zentavo's.

## The numbers

| Metric | EBCentral | Zentavo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (168 ratings)](https://appshunter.io/ios/app/ebcentral/id1568713296/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zentavo/id6759969513/reviews)** |
| Number of ratings | **168** | 1 |
| Positive reviews | 26.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | Free |
| Size | 39 MB | 6 MB |
| Requires iOS | **17.5** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Employee Benefits Corporation](https://appshunter.io/developer/513934189) | [Market Soleil L.L.C.](https://appshunter.io/developer/1700618212) |

## What reviewers say

### EBCentral

[App page](https://appshunter.io/ios/app/ebcentral/id1568713296)

Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.

**Highlights:** Unified benefit account management, Track balances and activity, Submit claims with receipt photos, Manage benefits card, View transaction history, Access support resources, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast submission
- 👍 Clear instructions
- 🚀 Efficient review
- 👍 Clean and simple interface

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App crashes
- 🐛 Blank screens
- 🐛 Incorrect credentials error
- 🐛 Face ID issues

**Reported bugs**

- Does not show all accounts (e.g., investment accounts)
- App closes when trying to view activity
- Next button does not work during claim submission
- App does not work on iPhone
- Error message: username or password wrong

**Requested features**

- Add option to replace cards
- Implement dark mode
- Improve Face ID/biometric login persistence


### Zentavo

[App page](https://appshunter.io/ios/app/zentavo/id6759969513)

Manage your finances without linking bank accounts. Track income, expenses, budgets, and subscriptions. Tackle debt with payoff strategies and visualize your financial health.

**Highlights:** Budgeting by category, Subscription management, Debt payoff strategies, Savings goals, Income calculator, Spending charts, On-device data storage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EBCentral free?

EBCentral is free to download, with no in-app purchases.

### Is Zentavo free?

Zentavo is free to download, with no in-app purchases.

### Which has better reviews, EBCentral or Zentavo?

Zentavo is rated higher. EBCentral averages 4.7 out of 5 from 168 ratings, while Zentavo averages 5.0 from 1 ratings.

### Do EBCentral or Zentavo have ads?

Neither EBCentral nor Zentavo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*