# MyFinstro vs TomoCredit

The clearest difference is rating: MyFinstro at 4.5 against TomoCredit's 3.5. TomoCredit's advantage is ratings volume (579 vs 6) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyFinstro holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: TomoCredit has 579 ratings behind it against 6, so its average is the more settled of the two.

MyFinstro ships an update monthly, TomoCredit every 2 weeks. The most recent releases landed on October 14, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | MyFinstro | TomoCredit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (6 ratings)](https://appshunter.io/ios/app/myfinstro/id1568850615/reviews)** | [3.5 (579 ratings)](https://appshunter.io/ios/app/tomocredit/id6504301873/reviews) |
| Number of ratings | 6 | **579** |
| Positive reviews | — | 67.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 95 MB | 51 MB |
| Requires iOS | **14.1** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Finstro Holdings Pty Ltd](https://appshunter.io/developer/1391459341) | [TomoCredit Inc](https://appshunter.io/developer/1481385909) |

## What reviewers say

### MyFinstro

[App page](https://appshunter.io/ios/app/myfinstro/id1568850615)

This app provides small businesses with instant corporate charge cards and flexible repayment options. It simplifies expense management, offers rewards for purchases, and aids in cashflow control. Easily manage billing cycles and integrate with accounting systems for streamlined operations.

**Highlights:** Instant corporate charge card approval, Flexible repayment terms (3 or 6 months), Expense management and reconciliation, Business purchase rewards, Accounting system integration, Cashflow management tools

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### TomoCredit

[App page](https://appshunter.io/ios/app/tomocredit/id6504301873)

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

**Highlights:** Up to $30,000 credit line, 24 months of bill tracking, Instant credit boost, Rent reporting, AI financial assistant, Dispute negative remarks, Credit monitoring

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💡 Helpful credit consultations
- 🚀 Clean, user-friendly design
- 📈 Effective credit-building tools
- 💰 Bonus cash back feature

**What reviewers complain about**

- 🚫 Failure to report to major credit bureaus
- 💸 Expensive premium subscription
- 🤖 Lack of responsive customer support
- 🔁 Difficulty canceling subscriptions
- ❌ Unreliable credit score improvements

**Reported bugs**

- App update issues
- Billing and subscription problems

**Requested features**

- Improved credit bureau reporting
- More transparent pricing and service details
- Enhanced customer support and communication


## Frequently asked questions

### Is MyFinstro free?

MyFinstro is free to download, with no in-app purchases.

### Is TomoCredit free?

TomoCredit is free to download, with no in-app purchases.

### Which has better reviews, MyFinstro or TomoCredit?

MyFinstro is rated higher. MyFinstro averages 4.5 out of 5 from 6 ratings, while TomoCredit averages 3.5 from 579 ratings.

### Do MyFinstro or TomoCredit have ads?

Neither MyFinstro nor TomoCredit shows ads.

### Which is updated more often, MyFinstro or TomoCredit?

MyFinstro ships an update monthly, and TomoCredit every 2 weeks. Most recently, MyFinstro was updated on October 14, 2026 and TomoCredit on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*