# PeFi vs ThriftPlan

The clearest difference is in-app purchases: ThriftPlan at none against PeFi's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month. ThriftPlan asks for nothing beyond the download.

PeFi ships an update monthly, ThriftPlan every 6 weeks. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | PeFi | ThriftPlan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/pefi/id1568881718/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Freemium | — |
| Size | 58 MB | 43 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Artem Iakovliev](https://appshunter.io/developer/916523063) | [Thrift Plan Company For Information Technology](https://appshunter.io/developer/1624880409) |

## What reviewers say

### PeFi

[App page](https://appshunter.io/ios/app/pefi/id1568881718)

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

**Highlights:** Track cash, spending, and income, Organize expenses by wallet, Smart notification algorithm, Global and wallet-specific limits, Financial literacy guidance, Add data quickly and easily

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Subscription | $2.99 | per month |
| 3-monthly Pro Subscription | $5.99 | per 3 months |
| Annual Pro Subscription | $11.99 | per year |


### ThriftPlan

[App page](https://appshunter.io/ios/app/thriftplan/id1624880407)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PeFi free?

PeFi is free to download, with in-app purchases available.

### Is ThriftPlan free?

ThriftPlan is free to download, with no in-app purchases.

### Do PeFi or ThriftPlan have ads?

Neither PeFi nor ThriftPlan shows ads.

### Which is updated more often, PeFi or ThriftPlan?

PeFi ships an update monthly, and ThriftPlan every 6 weeks. Most recently, PeFi was updated on October 7, 2026 and ThriftPlan on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*