# PeFi vs Budget App | Expense Tracker

The clearest difference is rating: Budget App | Expense Tracker at 4.7 against PeFi's 3.0. Budget App | Expense Tracker also leads on update cadence (fortnightly vs monthly) and ratings volume (11 vs 2). PeFi's advantage is ads (none vs shown). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month and Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Budget App | Expense Tracker holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Budget App | Expense Tracker has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

PeFi ships an update monthly, Budget App | Expense Tracker fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | PeFi | Budget App | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/pefi/id1568881718/reviews) | **[4.7 (11 ratings)](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778/reviews)** |
| Number of ratings | 2 | **11** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 58 MB | 31 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Artem Iakovliev](https://appshunter.io/developer/916523063) | [KAPTAZ SpA](https://appshunter.io/developer/1643604821) |

## What reviewers say

### PeFi

[App page](https://appshunter.io/ios/app/pefi/id1568881718)

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

**Highlights:** Track cash, spending, and income, Organize expenses by wallet, Smart notification algorithm, Global and wallet-specific limits, Financial literacy guidance, Add data quickly and easily

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Subscription | $2.99 | per month |
| 3-monthly Pro Subscription | $5.99 | per 3 months |
| Annual Pro Subscription | $11.99 | per year |


### Budget App | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-app-expense-tracker/id1672868778)

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

**Highlights:** Expense and income tracking, Customizable budgets, Payment and subscription reminders, Advanced spending statistics, Multi-currency support, iCloud synchronization, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic monthly | $0.99 | per month |
| Premium monthly | $2.99 | per month |
| Premium weekly | $4.99 | per 7 days |
| Premium yearly | $5.99 | per year |
| Premium monthly | $6.99 | per month |
| Premium yearly | $34.99 | per year |
| Exclusive annual access | $99.99 | per year |


## Frequently asked questions

### Is PeFi free?

PeFi is free to download, with in-app purchases available.

### Is Budget App | Expense Tracker free?

Budget App | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, PeFi or Budget App | Expense Tracker?

Budget App | Expense Tracker is rated higher. PeFi averages 3.0 out of 5 from 2 ratings, while Budget App | Expense Tracker averages 4.7 from 11 ratings.

### Do PeFi or Budget App | Expense Tracker have ads?

Budget App | Expense Tracker shows ads; PeFi does not.

### Which is updated more often, PeFi or Budget App | Expense Tracker?

PeFi ships an update monthly, and Budget App | Expense Tracker fortnightly. Most recently, PeFi was updated on November 3, 2026 and Budget App | Expense Tracker on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*