# PeFi vs Montrack

The clearest difference is in-app purchases: Montrack at none against PeFi's 3. Montrack also leads on update cadence (every 2 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month. Montrack asks for nothing beyond the download.

PeFi ships an update monthly, Montrack every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PeFi | Montrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/pefi/id1568881718/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | Freemium | — |
| Size | 58 MB | 5 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Artem Iakovliev](https://appshunter.io/developer/916523063) | [Andrii Malovaniuk](https://appshunter.io/developer/1870088235) |

## What reviewers say

### PeFi

[App page](https://appshunter.io/ios/app/pefi/id1568881718)

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

**Highlights:** Track cash, spending, and income, Organize expenses by wallet, Smart notification algorithm, Global and wallet-specific limits, Financial literacy guidance, Add data quickly and easily

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Subscription | $2.99 | per month |
| 3-monthly Pro Subscription | $5.99 | per 3 months |
| Annual Pro Subscription | $11.99 | per year |


### Montrack

[App page](https://appshunter.io/ios/app/montrack/id6757984242)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PeFi free?

PeFi is free to download, with in-app purchases available.

### Is Montrack free?

Montrack is free to download, with no in-app purchases.

### Do PeFi or Montrack have ads?

Neither PeFi nor Montrack shows ads.

### Which is updated more often, PeFi or Montrack?

PeFi ships an update monthly, and Montrack every 2 days. Most recently, PeFi was updated on November 3, 2026 and Montrack on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*