# moolahPAY vs Thrift Meld

The clearest difference is in-app purchases: moolahPAY at none against Thrift Meld's 4. moolahPAY also leads on ads (none vs shown). Thrift Meld's advantage is update cadence (every 3 weeks vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Thrift Meld sells 4 in-app purchases, starting at $3.99 per month. moolahPAY asks for nothing beyond the download.

moolahPAY ships an update every 5 weeks, Thrift Meld every 3 weeks. The most recent releases landed on November 11, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | moolahPAY | Thrift Meld |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/moolahpay/id1568974878/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 114 MB | 48 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [MoolahGo Pte Ltd](https://appshunter.io/developer/1568974880) | [INFO INLET K.K.](https://appshunter.io/developer/1599046226) |

## What reviewers say

### moolahPAY

[App page](https://appshunter.io/ios/app/moolahpay/id1568974878)

This app is a Singapore-based payment super app that allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and provides secure, regulated financial services.

**Highlights:** International money transfers, Multi-currency exchange, Local PayNow payments, QR Scan & Pay, Earn reward points (mCoins®), Secure e-wallet top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### Thrift Meld

[App page](https://appshunter.io/ios/app/thrift-meld-bill-tracker/id6762424226)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Offer | $3.99 | per month |
| Premium Monthly | $7.99 | per month |
| Premium Yearly Offer | $23.99 | per year |
| Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is moolahPAY free?

moolahPAY is free to download, with no in-app purchases.

### Is Thrift Meld free?

Thrift Meld is free to download, with in-app purchases available.

### Do moolahPAY or Thrift Meld have ads?

Thrift Meld shows ads; moolahPAY does not.

### Which is updated more often, moolahPAY or Thrift Meld?

moolahPAY ships an update every 5 weeks, and Thrift Meld every 3 weeks. Most recently, moolahPAY was updated on November 11, 2026 and Thrift Meld on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*