# M vs IRR Calculator

The clearest difference is update cadence: M at every 2 months against IRR Calculator's every 10 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M ships an update every 2 months, IRR Calculator every 10 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | M | IRR Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/irr-calculator/id6449789523/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 10 months |
| Monetization | Free | Free |
| Size | 12 MB | 0 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bharti Axa](https://appshunter.io/developer/1544753086) | [SUMEET SINHA](https://appshunter.io/developer/1625456946) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-smart/id1568976256)

This finance app streamlines sales processes for agents and partners. It offers single sign-on for multiple sales applications, lead management, customer onboarding, and performance tracking.

**Highlights:** Single Sign-On for sales applications, Lead Management, Customer Onboarding, Proposal Status Tracking, Performance Management, Reward and Recognition Programs

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### IRR Calculator

[App page](https://appshunter.io/ios/app/irr-calculator/id6449789523)

This financial tool helps investors and business professionals calculate the Internal Rate of Return (IRR) for investments. It offers an intuitive interface, flexible cash flow inputs, and works offline, ensuring secure and private calculations.

**Highlights:** Calculate Internal Rate of Return (IRR), Intuitive user interface, Flexible cash flow projection, Offline functionality, Secure and private data handling

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is IRR Calculator free?

IRR Calculator is free to download, with no in-app purchases.

### Do M or IRR Calculator have ads?

Neither M nor IRR Calculator shows ads.

### Which is updated more often, M or IRR Calculator?

M ships an update every 2 months, and IRR Calculator every 10 months. Most recently, M was updated on November 3, 2026 and IRR Calculator on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*