# Equity Mobile vs Visa Pay

The clearest difference is review sentiment: Equity Mobile at 74% against Visa Pay's 12%. Equity Mobile also leads on rating (4.8 vs 2.4) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Equity Mobile holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: Equity Mobile has 6.2K ratings behind it against 117, so its average is the more settled of the two. Written reviews point the same way: 74% of Equity Mobile's written reviews are positive against 12% of Visa Pay's.

Equity Mobile ships an update fortnightly, Visa Pay monthly. The most recent releases landed on September 28, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Equity Mobile | Visa Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (6.2K ratings)](https://appshunter.io/ios/app/equity-mobile/id1569017982/reviews)** | [2.4 (117 ratings)](https://appshunter.io/ios/app/visa-pay/id6470338502/reviews) |
| Number of ratings | **6.2K** | 117 |
| Positive reviews | **74.2% of reviews** | 11.9% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 203 MB | 178 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Equity Group Holding](https://appshunter.io/developer/1524361029) | [Visa](https://appshunter.io/developer/392883760) |

## What reviewers say

### Equity Mobile

[App page](https://appshunter.io/ios/app/equity-mobile/id1569017982)

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

**Highlights:** Instant account opening, View account balances and transactions, Pay bills and buy goods, Send money locally and internationally, Block lost cards, Borrow and manage loans, Biometric sign-in

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and simple to use
- 🚀 Fast and efficient
- 💳 Convenient mobile banking
- 🤝 Excellent customer service
- 🔒 Reliable and secure

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔍 Incomplete functionality
- 💸 Expensive fees
- 🕰️ Slow app performance
- 🔑 Login issues

**Reported bugs**

- Unable to log in after app updates
- Verification options not working
- Buy goods and Paybill services not functioning
- Transactions not reflecting in account
- App crashes on launch

**Requested features**

- Download and view transaction receipts
- Access account statements for specific dates
- Integrate with mobile money services
- Add virtual card feature
- Improve multi-factor authentication


### Visa Pay

[App page](https://appshunter.io/ios/app/visa-pay/id6470338502)

A mobile payment solution enabling consumers and micro businesses to access digital payments. Users can create a wallet account, receive a digital card for online and offline transactions, and send money to any enrolled mobile number.

**Highlights:** Mobile payment solution, Digital wallet creation, Instant digital card, Online and offline transactions, Send money to any mobile number, Pay online

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Equity Mobile free?

Equity Mobile is free to download, with no in-app purchases.

### Is Visa Pay free?

Visa Pay is free to download, with no in-app purchases.

### Which has better reviews, Equity Mobile or Visa Pay?

Equity Mobile is rated higher. Equity Mobile averages 4.8 out of 5 from 6.2K ratings, while Visa Pay averages 2.4 from 117 ratings.

### Do Equity Mobile or Visa Pay have ads?

Visa Pay shows ads; Equity Mobile does not.

### Which is updated more often, Equity Mobile or Visa Pay?

Equity Mobile ships an update fortnightly, and Visa Pay monthly. Most recently, Equity Mobile was updated on September 28, 2026 and Visa Pay on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*