# Accelovate vs SmartPayNI

The clearest difference is update cadence: SmartPayNI at every 3 weeks against Accelovate's every 4 months. Accelovate's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Accelovate ships an update every 4 months, SmartPayNI every 3 weeks. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Accelovate | SmartPayNI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Size | 30 MB | 94 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Crunch Payments Limited](https://appshunter.io/developer/1471496046) | [SmartPayNI Ltd](https://appshunter.io/developer/6772155480) |

## What reviewers say

### Accelovate

[App page](https://appshunter.io/ios/app/accelovate/id1569023866)

**Features:** macOS Compatibility

**In-app purchases:** none


### SmartPayNI

[App page](https://appshunter.io/ios/app/smartpayni/id6772155478)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Accelovate free?

Accelovate is free to download, with no in-app purchases.

### Is SmartPayNI free?

SmartPayNI is free to download, with no in-app purchases.

### Do Accelovate or SmartPayNI have ads?

Neither Accelovate nor SmartPayNI shows ads.

### Which is updated more often, Accelovate or SmartPayNI?

Accelovate ships an update every 4 months, and SmartPayNI every 3 weeks. Most recently, Accelovate was updated on October 27, 2026 and SmartPayNI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*