# Envy vs Expense Tracker

The clearest difference is device support: Envy at 3 against Expense Tracker's 1. Envy also leads on iOS requirement (15.0 vs 17.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Envy sells 1 one-off in-app purchase and Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Envy against 4.8 for Expense Tracker. Both are backed by a comparable volume of ratings — 831 and 784 respectively. Written reviews are what separate them: 77% of Envy's written reviews are positive against 71% of Expense Tracker's.

Envy ships an update every 6 days, Expense Tracker every 4 days. The most recent releases landed on October 21, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Envy | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (831 ratings)](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews) | **[4.8 (784 ratings)](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162/reviews)** |
| Number of ratings | **831** | 784 |
| Positive reviews | **77.0% of reviews** | 71.4% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 days | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 6 MB | 26 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) | [Quoc Phan](https://appshunter.io/developer/1883910790) |

## What reviewers say

### Envy

[App page](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951)

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

**Highlights:** Unlimited digital envelopes, Quick deposit refills, Move transactions between envelopes, Start envelopes with negative balances, Export transactions as CSV, Manual transaction entry under 5 seconds

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Envy All Access | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**What reviewers complain about**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162)

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

**Highlights:** AI-powered expense logging via text or receipts, Chat interface for asking spending questions, Visual spending charts and calendar view, Automatic recurring bill logging, Monthly budget tracking, Data privacy with no bank login required, CSV/Excel import for history migration

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $34.99 | per year |
| DaTrack Pro Lifetime Launch | $69.99 | one-time |
| DaTrack Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Envy free?

Envy is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Envy or Expense Tracker?

Expense Tracker is rated higher. Envy averages 4.8 out of 5 from 831 ratings, while Expense Tracker averages 4.8 from 784 ratings.

### Do Envy or Expense Tracker have ads?

Neither Envy nor Expense Tracker shows ads.

### Which is updated more often, Envy or Expense Tracker?

Envy ships an update every 6 days, and Expense Tracker every 4 days. Most recently, Envy was updated on October 21, 2026 and Expense Tracker on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*