# Envy vs Jotfi

The clearest difference is device support: Envy at 3 against Jotfi's 1. Envy also leads on iOS requirement (15.0 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Envy sells 1 one-off in-app purchase and Jotfi sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Envy ships an update every 6 days, Jotfi weekly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Envy | Jotfi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (836 ratings)](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews)** | — |
| Number of ratings | **836** | — |
| Positive reviews | 77.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Weekly |
| Monetization | Free with in-app purchases | — |
| Size | 11 MB | 14 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) | [Mojostack Limited](https://appshunter.io/developer/1892560116) |

## What reviewers say

### Envy

[App page](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951)

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

**Highlights:** Unlimited digital envelopes, Quick deposit refills, Move transactions between envelopes, Start envelopes with negative balances, Export transactions as CSV, Manual transaction entry under 5 seconds

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Envy All Access | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**What reviewers complain about**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets


### Jotfi

[App page](https://appshunter.io/ios/app/jotfi-quick-expense-tracker/id6762029631)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Jotfi Pro - Monthly | $2.99 | per month |
| Jotfi Pro - Yearly | $17.99 | per year |


## Frequently asked questions

### Is Envy free?

Envy is free to download, with in-app purchases available.

### Is Jotfi free?

Jotfi is free to download, with in-app purchases available.

### Do Envy or Jotfi have ads?

Neither Envy nor Jotfi shows ads.

### Which is updated more often, Envy or Jotfi?

Envy ships an update every 6 days, and Jotfi weekly. Most recently, Envy was updated on November 7, 2026 and Jotfi on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*