# Envy vs 100 Envelope Challenge

The clearest difference is ads: Envy at none against 100 Envelope Challenge's shown. Envy also leads on update cadence (every 6 days vs every 3 months) and ratings volume (836 vs 4). 100 Envelope Challenge's advantage is rating (5.0 vs 4.8). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Envy sells 1 one-off in-app purchase and 100 Envelope Challenge sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

100 Envelope Challenge holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Envy has 836 ratings behind it against 4, so its average is the more settled of the two.

Envy ships an update every 6 days, 100 Envelope Challenge every 3 months. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Envy | 100 Envelope Challenge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (836 ratings)](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041/reviews)** |
| Number of ratings | **836** | 4 |
| Positive reviews | 77.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 11 MB | 11 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Chimpanzee, LLC](https://appshunter.io/developer/1494416672) | [Ikuhei Kure](https://appshunter.io/developer/1837581334) |

## What reviewers say

### Envy

[App page](https://appshunter.io/ios/app/envy-envelope-budget-planner/id1569230951)

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

**Highlights:** Unlimited digital envelopes, Quick deposit refills, Move transactions between envelopes, Start envelopes with negative balances, Export transactions as CSV, Manual transaction entry under 5 seconds

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Envy All Access | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward envelope budgeting
- 🔒 No bank account required
- 💰 Affordable one-time purchase
- 🎨 Visually pleasing design

**What reviewers complain about**

- 🔍 Limited envelope customization (renaming, reordering, deleting)
- 🔢 Inability to track cents/pennies
- 🔗 No multi-device sync or sharing
- 🔢 Envelope balance rounding issues

**Reported bugs**

- Inconsistent behavior when adding/editing transactions
- Screen size/layout issues on some devices

**Requested features**

- Ability to sort/reorder envelopes
- Option to track cents/pennies
- Multi-device sync and sharing
- Recurring transaction scheduling
- Envelope budgeting templates or presets


### 100 Envelope Challenge

[App page](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041)

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

**Highlights:** Gamified savings progress visualization, Customizable challenge rules, Multiple savings challenge types, Streak tracking and motivation tools, Home Screen widget for goal visibility, Optional daily reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | one-time |


## Frequently asked questions

### Is Envy free?

Envy is free to download, with in-app purchases available.

### Is 100 Envelope Challenge free?

100 Envelope Challenge is free to download, with in-app purchases available.

### Which has better reviews, Envy or 100 Envelope Challenge?

100 Envelope Challenge is rated higher. Envy averages 4.8 out of 5 from 836 ratings, while 100 Envelope Challenge averages 5.0 from 4 ratings.

### Do Envy or 100 Envelope Challenge have ads?

100 Envelope Challenge shows ads; Envy does not.

### Which is updated more often, Envy or 100 Envelope Challenge?

Envy ships an update every 6 days, and 100 Envelope Challenge every 3 months. Most recently, Envy was updated on November 11, 2026 and 100 Envelope Challenge on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*